Kotak 811 Digital Bank Account

An all-in-one digital banking account for you to manage your finances on the go.

    A digital offering by Kotak Mahindra Bank, the Kotak 811 account comes with a wide array of banking features including free virtual debit card and fee-free transfers, making it perfect for banking on the go.

    Learn more about the Kotak 811 account variants, its features and fees to decide if it suits your needs.

₹0

Account Service

₹0

Average Monthly Balance (AMB)

₹199 p.a.

Physical Debit Card

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Copy of Copy of Copy of Copy of Copy of Carousel Instagram Post Red and Blue Tones 3d Elem
Copy of Copy of Copy of Copy of Copy of Carousel Instagram Post Red and Blue Tones 3d Elem
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  • Product Name                                                Kotak 811 Digital Bank Account

  • Annual Account Service                               ₹0

  • Average Monthly Balance (AMB)               ₹0

  • How to open                                                    Mobile

  • Fund Transfer                                                  IMPS

  • Mobile payments                                            Google Pay, Samsung Pay

  • Cash deposits                                                 Yes

The verdict

    The Kotak 811 account offers a lot of flexibility on top of the convenience it offers to its users, from its account variants to a paperless application process. Everything is handled with ease on its digital banking platform. Most of all, all four variants allow you to bank without stress since there’s no need to maintain a minimum balance.

    If you’re looking to try out its digital banking features for less than 12 months, the Kotak 811 Lite or Limited account may suffice. However, if you wish to bank long term, you should complete the full KYC verification and apply for the Kotak 811 Full KYC or Kotak 811 Edge accounts to accrue interest on your balance and access extra features, such as the option to request a physical debit card and cheque books.

    Before you apply for a Kotak 811 account, make sure to shop around for other similar products to ensure that it’s the best fit for your financial needs.

Rating

5.0

How to get

Applying for a Kotak 811 account is a quick and simple process that may be completed online within 10 to 15 minutes from the comfort of your home. Alternatively, you may also open the account by visiting your nearest Kotak bank branch. If you wish to apply for the Kotak 811 Full KYC or Kotak 811 Edge account, make sure to complete all required KYC verification. Eligibility criteria At least 18 years old A resident of India with an Indian residential address A new customer of Kotak Mahindra Bank Required documents Make sure you have the following details on hand when applying: PAN number Aadhaar number (if you don’t have this, you may only open a Kotak 811 Lite account)

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