Kotak 811 Digital Bank Account
An all-in-one digital banking account for you to manage your finances on the go.
- A digital offering by Kotak Mahindra Bank, the Kotak 811 account comes with a wide array of banking features including free virtual debit card and fee-free transfers, making it perfect for banking on the go.
Learn more about the Kotak 811 account variants, its features and fees to decide if it suits your needs.
Average Monthly Balance (AMB)
Physical Debit Card
Product Name Kotak 811 Digital Bank Account
Annual Account Service ₹0
Average Monthly Balance (AMB) ₹0
How to open Mobile
Fund Transfer IMPS
Mobile payments Google Pay, Samsung Pay
Cash deposits Yes
- The Kotak 811 account offers a lot of flexibility on top of the convenience it offers to its users, from its account variants to a paperless application process. Everything is handled with ease on its digital banking platform. Most of all, all four variants allow you to bank without stress since there’s no need to maintain a minimum balance.
If you’re looking to try out its digital banking features for less than 12 months, the Kotak 811 Lite or Limited account may suffice. However, if you wish to bank long term, you should complete the full KYC verification and apply for the Kotak 811 Full KYC or Kotak 811 Edge accounts to accrue interest on your balance and access extra features, such as the option to request a physical debit card and cheque books.
Before you apply for a Kotak 811 account, make sure to shop around for other similar products to ensure that it’s the best fit for your financial needs.
How to get
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