Product Details
Bank Name
Axis Bank
Account Name
Easy Access Digital Salary Account
Account Type
Salary Account
Interest Rate
Less than Rs. 50 Lakhs-3.00% p.a. and Rs. 50 Lakhs and up to less than Rs. 800 Crs-3.50% p.a..
Free Debit Card
Rupay Platinum Debit Card
Account Opening Fees
0
Debit Card Charges
NIL
Annual Maintenance Fees
0
NEFT Charges
Free online
Minimum Account Balance
0
IMPS Charges
Free online
Fees and Charges of
Easy Access Digital Salary Account
Easy Access Digital Salary Account
Special Features
Users will get Rs.125 off on a minimum order value of Rs.399 at select restaurants and Rs.300 off on Swiggy Dineout on a minimum order value of Rs.1500.
Users will get 10% discounts on Flipkart and Amazon by using Grab Deals.
Users can get up to 20% discounts using Grabdeals.
Eligibility Criteria
Users must have a net monthly salary credit of Rs. 10,000 to Rs. 25,000 credited to the account.
Benefits
Features, Eligibility and Benefits of
Easy Access Digital Salary Account
Pros & Cons of
Pros
Uninterrupted shopping via debit card with higher withdrawal and shopping limits of ₹40,000 and ₹2 lakh, respectively.
Personal accident cover of ₹2,00,000, if swiped once, every 180 days.
Users will get Rs.125 off on a minimum order value of Rs.399 at select restaurants and Rs.300 off on Swiggy Dineout on a minimum order value of Rs.1500.
Users will get 10% discounts on Flipkart and Amazon by using Grab Deals.
Users can get up to 20% discounts using Grabdeals.
Zero opening deposit and average requirements.
Cons
Low interest rate.
Easy Access Digital Salary Account
Axis Easy Access Digital Salary Account Review
The account comes loaded with a number of value add features. However, the account offers low interest rate. It can be considered by individuals who are looking for a good package of value add features.
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Review of
Easy Access Digital Salary Account
Account Opening and Procedure of
How to open an Account?
Verify your identity using PAN and Aadhaar.
Provide your information.
Fulfill your KYC requirements through a video call.
Deposit funds into your account.