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Product Details
Bank Name
IDBI Bank
Account Name
Account Type
Saving
Interest Rate
Upto Rs. 5 Cr -3.00% and Above Rs.5 Cr up to Rs.100 Cr-3.25%.
Free Debit Card
Yes ,Classic Debit Card
Account Opening Fees
0
Annual Maintenance Fees
Minimum Account Balance
Rs. 500
Debit Card Charges
220
NEFT Charges
Free through Net /MobileBanking
IMPS Charges
Upto Rs. 1000/- per Transaction -NIL ,Above Rs. 1000/- - Rs. 1 Lac -Rs.5/-
Fees and Charges
Power Kids Account
Special Features
Free Insurance of Rs.2 lakh, on accidental death of guardian operating account on behalf of Minor and he free accidental cover offered to customers will be withdrawn on Primary Account Holder attain Major Status as per bank records.
Eligibility Criteria
Minor of Any Age - Account to be opened jointly with guardian
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
No charges for non maintenance of MAB,Exclusive designed Kids ATM Card,Withdrawal limits up to Rs. 2,000 at ATM / POS,Free monthly statements via mail on request,Free Passbook,Free five ATM transactions at other Bank ATMs at Non Metro Locations
Features,
Cons
Low intreast rate
Application Procedure
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Product Review
Account Opening and Procedure
How to open an Account?
Application Procedure
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