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Product Details
Bank Name

Fincare Small Finance Bank

Account Name

Account Type

Savings

Interest Rate

Upto and including 1 lakh - 4.50%
Above 1 lakh and including 5 lakh - 6.00%
Above 5 lakh and including 1 Cr - 7.00%
Above 1 Cr and including 2 Cr - 6.00%

Free Debit Card

Yes

Smart Saver Savings Account
Account Opening Fees

-

Annual Maintenance Fees

Minimum Account Balance

1000 (Monthly average balance)

Debit Card Charges

Rs. 200 Annual (waived off for first year)

NEFT Charges

NEFT Transfer
Up to 10000: ₹2.25/TX
₹10001-₹1,00,000: ₹4.75/TX
₹1,00,001-₹2,00,000: ₹14.75/TX
Above ₹2 Lakhs: ₹24.75/TX
(NEFT inititaed through online channel are not chargeable)

IMPS Charges

IMPS Transfer Up to ₹25,000: ₹2.5/TX ₹25,001-₹1,00,000: ₹5/TX ₹1,00,001-₹2,00,000- ₹15/TX

Fees and Charges

Smart Saver Savings Account

Special Features
Silver (Rupay Classic) Debit Card with Exciting Offers Enjoy range of benefits on Debit Card including exciting offers across Travel, Ecommerce, Entertainment, 5 free transactions per month at Non-metro and 3 free transactions at Metro ATMs
Eligibility Criteria
Saving Accounts can be opened either as single holder or joint holder saving deposit or entities Single holder deposits: Individuals or entities as per KYC policy of the bank a. Resident individuals above 18 years of age b. Minors of any age provided the account is opened through his/her natural or legally appointed guardian. Entities: As per the entities dened in bank’s KYC policy Joint holder deposits a. Jointly by 2 or more individuals or entities and any combination thereof as mentioned in the bank’s KYC policy
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
Interest will be accrued on a daily basis based on end of day balances and credited to customers savings account at the end of every quarter.
Cons
Very less features. Basic account
Application Procedure

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Product Review
Account Opening and Procedure
How to open an Account?
Application Procedure
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