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Product Details
Bank Name
Union Bank of India
Account Name
Account Type
Saving/Salary
Interest Rate
Upto 50 Lakh 2.75%. Above 50 Lakh upto 100 Crore : 2.90%
Free Debit Card
Yes - Platinum Card
Account Opening Fees
0
Annual Maintenance Fees
0
Minimum Account Balance
0
Debit Card Charges
0
NEFT Charges
Free
IMPS Charges
Free
Fees and Charges
UBI Union Super Salary Account - USSA I
Special Features
Overdraft facility - 90% of the one-month net salary with maximum of Rs. 20,000 in the same account.
Eligibility Criteria
Indian resident above 18. Drawing a regular salary than below INR 25,000 per month
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
Free NEFT Transfer. 0.1% concession on interest rate on education loan, vehicle loan, mortgage, etc. Concession on processing fee for home loan, other loan products. Overdraft facility - 90% of the one-month net salary with maximum of Rs. 20,000 in the same account.
Cons
Low interest rate. Limited value add features.
Application Procedure
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Product Review
Account Opening and Procedure
How to open an Account?
Application Procedure
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