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Product Details
Bank Name

Union Bank of India

Account Name

Account Type

Saving/Salary

Interest Rate

Upto 50 Lakh 2.75%. Above 50 Lakh upto 100 Crore : 2.90%

Free Debit Card

Yes - Rupay Signature Card

UBI Union Super Salary Account  - USSA II
Account Opening Fees

0

Annual Maintenance Fees

0

Minimum Account Balance

0

Debit Card Charges

0

NEFT Charges

Free

IMPS Charges

Free

Fees and Charges
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UBI Union Super Salary Account - USSA II

Special Features
Overdraft facility - 90% of the one-month net salary with maximum of Rs. 50,000 in the same account.
Eligibility Criteria
Indian resident above 18. Drawing a regular salary than between INR 25,000 and INR 74,999 per month.
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
Free NEFT Transfer. 0.1% concession on interest rate on education loan, vehicle loan, mortgage, etc. Concession on processing fee for home loan, other loan products. Overdraft facility - 90% of the one-month net salary with maximum of Rs. 500,000 in the same account. Free unlimited ATM withdrawals at own and other bank
Cons
Low interest rate. Limited value add features.
Application Procedure

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Product Review
Account Opening and Procedure
How to open an Account?
Application Procedure
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