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Product Details
Bank Name
Union Bank of India
Account Name
Account Type
Saving/Salary
Interest Rate
Upto 50 Lakh 2.75%. Above 50 Lakh upto 100 Crore : 2.90%
Free Debit Card
Yes - Rupay Signature Card
Account Opening Fees
0
Annual Maintenance Fees
0
Minimum Account Balance
0
Debit Card Charges
0
NEFT Charges
Free
IMPS Charges
Free
Fees and Charges
UBI Union Super Salary Account - USSA III
Special Features
Overdraft facility - 90% of the one-month net salary with maximum of Rs. 2,00,000 credited in the same account.
Eligibility Criteria
Indian resident above 18. Drawing a regular salary of more than INR 75,000 every year.
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
Free NEFT Transfer. 0.1% concession on interest rate on education loan, vehicle loan, mortgage, etc. Concession on processing fee for home loan, other loan products. Overdraft facility - 90% of the one-month net salary with maximum of Rs. 500,000 in the same account. Free unlimited ATM withdrawals at own and other bank
Cons
Low interest rate. Limited value add features.
Application Procedure
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Product Review
Account Opening and Procedure
How to open an Account?
Application Procedure
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