Product Details
Bank Name
UCO Bank
Account Name
Uco Aparajita Diamond
Account Type
Savings Account
Interest Rate
Upto Rs 10 lakhs: 2.60% and over Rs 10 lakhs: 2.75%.
Free Debit Card
Rupay Select Debit card
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Account Opening Fees
0
Annual Maintenance Fees
0
Minimum Account Balance
The quarterly average balance of 10,00,000
Debit Card Charges
No issuance fee but annual charges will be applicable.
NEFT Charges
Free online
IMPS Charges
Free online
Fees and Charges
Uco Aparajita Diamond
Special Features
100% waiver on the annual fee of the Demat account.
50% concession in respect of documentation charges for home loan /vehicle loans.
50% concession in respect of processing charges for home loan /vehicle loans.
Eligibility Criteria
This account is specially designed for women.
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
Personal accident cover of Rs. 100 lakhs
100% waiver on the annual fee of the Demat account.
100% concession on small locker facility.
50% concession in respect of documentation charges for home loan /vehicle loans.
50% concession in respect of processing charges for home loan /vehicle loans.
Term & Health insurance facility is available from channel partners at the option of customer with applicable charges.
Cons
Low interest rate.
Minimal value add features.
High quarterly average balance is required.
Application Procedure
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Product Review
Account Opening and Procedure
How to open an Account?
UCO Bank offers a special savings account for women called "UCO Aparajita." Here's how you can open one:
1. Visit a UCO Bank Branch:
Go to your nearest UCO Bank branch.
Ask for the application form to open a UCO Aparajita account.
2. Fill out the Application Form:
Provide accurate personal details.
Choose the type of Aparajita account you want (Pearl, Emerald, Sapphire, or Diamond).
Select the facilities you need (like a cheque book).
3. Provide Necessary Documents:
Proof of Identity: Aadhaar card, Passport, Voter ID, Driving License, etc.
Proof of Address: Aadhaar card, Utility bills, etc.
PAN Card: Or Form 60 if you don't have a PAN card.
Passport-sized Photographs: Usually 2-3 photographs.
4. Make the Initial Deposit:
The minimum deposit amount varies depending on the type of Aparajita account and whether you want a cheque book.
5. Submit the Form and Documents:
Hand over the completed form and documents to the bank official.
6. Verification:
The bank will verify your documents and information.
7. Account Activation:
Once the verification is complete, your UCO Aparajita account will be opened.
You'll receive a welcome kit with details about your account.