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Product Details
Bank Name

UCO Bank

Account Name

Account Type

Salary and Savings

Interest Rate

Interest shall be calculated on daily product basis.
The specified rate is 3.50% presently(upto Rs 50 lakhs) and 4% above Rs 50 lakhs as decided by Bank from time-to-time.
At present, interest is paid on quarterly basis.

Free Debit Card

Free Add- on card for Spouse for joint account holder.(Rupay Classic & Visa classic)

UCO Suvidha Salary Account
Account Opening Fees

0

Annual Maintenance Fees

Free

Minimum Account Balance

Zero Balance Saving Bank Account.

Debit Card Charges

Free

NEFT Charges

Rs. 10,000- Nil
Rs. 1 lakh- Nil
Rs. 1 lakh to Rs. 2 lakh- Rs. 17
More than Rs. 2 lakh- Rs. 17

IMPS Charges

Upto Rs-1,000/- NIL

Rs. 1,000- Rs. 10,000/- 2.55 + applicable GST
Rs. 10,001 – Rs. 1,00,000/- Rs. 5.09 + applicable GST

Rs. 1,00,001- Rs. 5,00,000/- Rs. 14.41 + applicable GST

Fees and Charges
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UCO Suvidha Salary Account

Special Features
Personal Death Insurance Scheme (PAIS) – 20 LAKH (Free of cost) Overdraft Facility up to 3 times of net take home pay
Eligibility Criteria
Regular Employees of various Ministries and Departments under the Central Government, State Govt., Union Territories, RBI, NABARD,PSU, Semi Govt. Corporations/ Boards /Autonomous Bodies of Central, State Govt. and Union Territories. Regular teaching and Non teaching staff of Govt. School, College, Universities etc. Minmum age 21 Years.Regular employee of Public and Private Limited Companies, Institutions, LLPs & Trust. Regular employee of Private University, College ,School & Hospitals.
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
Opening Zero Balance Saving Bank Account. Comes in different variants. Debit Card Issue Charges and Annual Maintenance Charges- Free. Free Add- on card for Spouse for joint account holder.(Rupay Classic & Visa classic) Personal Death Insurance Scheme (PAIS) – 20 LAKH (Free of cost) Overdraft Facility up to 3 times of net take home pay Cheque Book - 50 Cheques leaves – FREE Earn higher rate of interest with auto sweep facility.
Cons
There is a daily cash limit.
Application Procedure

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Product Review
Account Opening and Procedure
How to open an Account?
Application Procedure
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