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Product Details
Bank Name

Ujjivan Small Finance Bank

Account Name

Account Type

Saving

Interest Rate

Upto 1 Lakh - 3.5% Above 1 Lakh And Upto 5 Lakh 6% Above 5 Lakh And Upto 25 Crore 7%

Free Debit Card

Rupay Classic
(On request
for Minors
above 10
years only)

Ujjivan Minor Saving Account
Account Opening Fees

0

Annual Maintenance Fees

0

Minimum Account Balance

0

Debit Card Charges

RuPay Classic Debit Card - Issuance fee - 0. Annual maintainence fee from 2nd year onwards INR 100

NEFT Charges

Free

IMPS Charges

Up to INR 100,000 – INR 5
INR 1,00,000 to INR 2,00,000 – INR 15

Fees and Charges
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Ujjivan Minor Saving Account

Special Features
Accout is a joint account opened with the kid as well as the parent. Debit card can be issued to the kids above 10 years of age.
Eligibility Criteria
Age group: One day to 18 Years as well as the parent should be Indian resident.
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
No average monthly balance criteria. No charges on non-maintenance of minimum balance Can be converted into a regular savings account when your child turns into a major (18 Years) Provision of Debit card for minors above 10 years (upon request) Free SMS alert facility to your registered mobile number Free quarterly statement on your registered email ID NEFT, RTGS and IMPS available, 5 free transactions per month at any other Bank's ATM
Cons
Account cannot be opened digitally. Limited features only. IMPS charges are levied.
Application Procedure

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Product Review
Account Opening and Procedure
How to open an Account?
Application Procedure
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