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Product Details
Bank Name
Ujjivan Small Finance Bank
Account Name
Account Type
Saving
Interest Rate
Upto 1 Lakh - 3.5% Above 1 Lakh And Upto 5 Lakh 6% Above 5 Lakh And Upto 25 Crore 7%
Free Debit Card
Yes -RuPay Classic Debit Card
Account Opening Fees
0
Annual Maintenance Fees
0
Minimum Account Balance
0
Debit Card Charges
RuPay Classic Debit Card - Issuance fee - 0. Annual maintainence fee from 2nd year onwards INR 100
NEFT Charges
Free
IMPS Charges
Inward – Nil
Outward–Up to Rs.100,000- Rs.5/-
Rs.1 lac to 2 lac – Rs.15/-
Fees and Charges
Ujjivan Regular Savings Account
Special Features
None
Eligibility Criteria
Indian resident
above 18.
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
High interest rate.
Free NEFT transfer.
RuPay Classic Debit Card
No charges on non-maintenance of minimum balance
Free SMS alert facility to your registered mobile number
Free quarterly statement on your registered email ID
5 free transactions per month at any other Bank’s ATM
Free Personal Net Banking facility
Free Mobile Banking app in 9 different languages of your choice
Cons
Limited number of value add features
No free IMPS and RTGS available.
Application Procedure
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Product Review
Account Opening and Procedure
How to open an Account?
Application Procedure
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