Kotak Mahindra Bank Credit Cards
Kotak Mahindra Bank, established in 1985, has emerged as one of India's leading financial institutions, offering a wide range of financial products to its customers. Among its diverse offerings, the bank's credit cards stand out for their convenience, rewards, and accessibility. The credit card portfolio of Kotak Mahindra Bank is designed to cater to various customer needs, whether it's shopping, travel, entertainment, or fuel. With a commitment to providing a cashless and rewarding experience, Kotak credit cards come with no joining fees and a host of benefits that enhance the cardholders' spending power. Moreover, the bank's credit cards are known for their instant approval process, which is streamlined through a secure online portal, making it convenient for customers to get started with their cashless journey. Kotak Mahindra Bank's credit cards are not just about spending; they are about earning rewards and enjoying a plethora of benefits that come with each swipe. The bank's approach to credit card services reflects its understanding of the modern consumer's needs, making it a worthy choice for anyone looking to optimize their financial transactions and enjoy the perks of a credit card tailored to their lifestyle.
None
Welcome Benefits
3.5% (Annualized 42%)
Interest Rate
500 Reward points on activation and spending INR 5000 in the first 45 days.
Welcome Benefits
Interest Rate: 3.5% per month, 42% per year
Interest Rate
Kotak Mojo Platinum Credit Card
Customers get 5 Mojo points for every Rs.100 they spend on all KayMall spends(Cashback Rate: 2%), 2.5 Mojo points for every Rs.100 on other online spends (Cashback Rate: 1%), and 1 Mojo point for every Rs.100 on all other spends (Cashback Rate: 04%).
1 RP = 0.40 Paisa.
Welcome Benefits
Interest Rate: 3.5% per month, 42% per year
Interest Rate
Indian Oil Kotak Credit Card
Cardholders can Save 4% as Reward Points on IndianOil Fuel Spends and can earn 24 Reward Points on every INR 150 spent.
Cardholders also can save 2% back as Reward Points on Grocery and Dining spending and can earn 12 Reward Points on every INR 150 spent, and on all other spends, and
Cardholders can earn 3 Reward Points on every INR 150 spent.
1 RP = INR 0.25.
Fuel Rewards Cashback Rate: 4%, Grocery and Dining cashback rate: 2%, and Cashback Rate for other spends: 0.5%.
Welcome Benefit: Get 1000 Reward points as a welcome benefit on spending INR 500 within 30 days of card issuance.
Welcome Benefits
Interest Rate: 3.5% per month, 42% per year
Interest Rate
Myntra Kotak Credit Card
Get Instant Discount of 7.5% on all spends done across Myntra Platforms (Mobile app/website) Avail a maximum discount of Rs.750 per transaction.
Get Cashback of 5% on spends across the Partner category of Myntra and Kotak Bank
Avail of a maximum cashback of Rs. 1,000 per statement cycle across your spends on all preferred partner merchants
Earn unlimited 1.25% cashback on spending across all other online and offline merchants.
Effective Cashback Rate: 4.5%
Customers get Myntra Voucher worth Rs.500 on activation of the card. Complete 1 transaction worth Rs. 500 or more within 30 days of card issuance to be eligible for the activation benefit
Welcome Benefits
Interest Rate: 3.7% per month, 44.4% per year
Interest Rate
Kotak IndiGo 6E Rewards XL Credit Card
Rewards System: 6 6E rewards for every INR 100 spent on IndiGo Spends, 3 6E rewards for every INR 100 spent on Merchant Spends (Including Dining, Grocery & Entertainment), and 2 6E rewards on every INR 100 spent on Other Categories.
1 6E = INR 1
Effective Cashback Rate: 6% (IndiGo Spends), 3% (Dining, Grocery & Entertainment), 2% (Other Spends)
Welcome Benefit: Customers get a welcome flight ticket worth Rs. 3,000.
Welcome Benefits
3.50% (Annualized 42%)
Interest Rate
Kotak IndiGo 6E Rewards Credit Card
Customers can avail of 3 6E rewards for every INR 100 spent on IndiGo Spends, 2 6E rewards on every INR 100 spent on Merchant Spends (Includes Dining, Grocery & Entertainment), and 1 6E rewards on every INR 100 spent on other categories.
1 6E Reward= INR 1.
Effective Cashback Rate: 3% (IndiGo Spends), 2% (Dining, Grocery, and Entertainment Spends), and 1% (For other spends).
Welcome Benefit: Customers get a welcome flight ticket worth INR 1500.
Welcome Benefits
3.50% (Annualized 42%)
Interest Rate
Welcome Benefit: You get 1500 Zen points as welcome gift.
Welcome Benefits
Interest Rate: 3.5% per month, 42% per year.
Interest Rate
500 Reward points on activation and spending INR 5000 in the first 45 days.
Welcome Benefits
3.50% (Annualized 42%)
Interest Rate
PVR INOX Kotak Credit Card
Earn 10 Mojo points for every ₹100 spent online.
Earn 1 Mojo point for every ₹100 spent on other categories.
Additionally, receive 2,500 Mojo points every quarter on spends of ₹75,000 or more.
1 RP = INR 0.25
Effective Cashback Rate: 2.5%
Earn 10 Mojo points for every ₹100 spent online.
Earn 1 Mojo point for every ₹100 spent on other categories.
Additionally, receive 2,500 Mojo points every quarter on spends of ₹75,000 or more.
1 RP = INR 0.25
Effective Cashback Rate: 2.5%
Kotak Mahindra Bank
3.5% (Annualized 42%)
Credit Card Cycle
Forex Rate
Cashback Rate
Credit Card Issuer
Fuel Surchage
30 Days
Foreign Currency Mark Up: 3.50%
Interest Rate
Cashback Rate
N/A
3.5% (Annualized 42%)
Foreign Currency Mark Up: 3.50%
Kotak Mahindra Bank
MyRupaya Ratings :-
MyRupaya Ratings
Bank / CC Company
Interest Rate
Forex Mark-Up
Kotak 811 Credit Card
Customers get 2 Reward Points per Rs. 100 on online spending and 1 Reward Point per Rs. 100 on offline spending.
1 RP = 0.25 Paisa.
Online CB Rate:0.5%, and General CB Rate: 0.25%.
Customers get 2 Reward Points per Rs. 100 on online spending and 1 Reward Point per Rs. 100 on offline spending.
1 RP = 0.25 Paisa.
Online CB Rate:0.5%, and General CB Rate: 0.25%.
Kotak Mahindra Bank
Interest Rate: 3.5% per month, 42% per year
Credit Card Cycle
Forex Rate
Cashback Rate
Credit Card Issuer
Fuel Surchage
30 Days
3.50%
Interest Rate
Cashback Rate
The 1% fuel surcharge waiver is applicable on transactions that range between Rs.500 and Rs.3,000. Avail of a maximum fuel surcharge waiver of Rs.3,500 in each calendar year.
Interest Rate: 3.5% per month, 42% per year
3.50%
Kotak Mahindra Bank
MyRupaya Ratings :-
MyRupaya Ratings
Bank / CC Company
Interest Rate
Forex Mark-Up
Kotak Mojo Platinum Credit Card
Customers get 5 Mojo points for every Rs.100 they spend on all KayMall spends(Cashback Rate: 2%), 2.5 Mojo points for every Rs.100 on other online spends (Cashback Rate: 1%), and 1 Mojo point for every Rs.100 on all other spends (Cashback Rate: 04%).
1 RP = 0.40 Paisa.
Customers get 5 Mojo points for every Rs.100 they spend on all KayMall spends(Cashback Rate: 2%), 2.5 Mojo points for every Rs.100 on other online spends (Cashback Rate: 1%), and 1 Mojo point for every Rs.100 on all other spends (Cashback Rate: 04%).
1 RP = 0.40 Paisa.
Kotak Mahindra Bank
Interest Rate: 3.5% per month, 42% per year
Credit Card Cycle
Forex Rate
Cashback Rate
Credit Card Issuer
Fuel Surchage
1 Month
3.50%
Interest Rate
Cashback Rate
1% Fuel Surcharge Waiver.
Interest Rate: 3.5% per month, 42% per year
3.50%
Kotak Mahindra Bank
MyRupaya Ratings :-
MyRupaya Ratings
Bank / CC Company
Interest Rate
Forex Mark-Up