HDFC All Miles Credit Card
Rewards & Benefits
Welcome Benefits
Milestone Benefits
Cashback Rate
Users will get 3 reward points for every Rs. 150 spent. Effective cashback rate: 0.40%
1RP= Rs 0.20.
2x reward points on every spend of Rs. 150 on shopping, mobile recharge, or hotel bookings. Effective cashback rate: 0.8%.
Movie Benefits
Dining Benefits
Other Benefits
Interest-free credit period of Up to 50 days.; The annual fee is waived if a user spends Rs Rs 1 Lakhs in a year.; Users can get up to 3 add-on cards for free.
Lounge Access
Rewards & Benefits
Welcome Benefits
Milestone Benefits
Cashback Rate
Users will get 3 reward points for every Rs. 150 spent. Effective cashback rate: 0.40%
1RP= Rs 0.20.
2x reward points on every spend of Rs. 150 on shopping, mobile recharge, or hotel bookings. Effective cashback rate: 0.8%.
Movie Benefits
Dining Benefits
Other Benefits
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Lounge Access
Fees & Charges
Joining Fee
1000/- + Taxes
Annual Fee
1000/- + Taxes
Cash Advance Fee
Cash advance fee: 2.5% or ₹ 500 whichever is higher.
Interest rate
Interest Rates: 3.60% p.m. 43.20% p.a.
Late Payment Fee
Late Payment Charges: Less than ₹100 = Nil ₹100 to ₹500 = ₹100/- ₹501 to ₹5,000 = ₹500/- ₹5,001 to ₹10,000 = ₹600/- ₹10,001 to ₹25,000 = ₹800/- ₹25,001 to ₹50,000 = ₹1100/- More than ₹50,000 = ₹1300/-
Foreign Currency Transactions Fee
Foreign Currency Transactions Fees: 3.5%.
Other Fees
Reward Redemption Fees: Rs. 99/-
Fees & Charges
Joining Fee
1000/- + Taxes
Annual Fee
1000/- + Taxes
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
Interest Rates: 3.60% p.m. 43.20% p.a.
Late Payment Fee
Late Payment Charges: Less than ₹100 = Nil ₹100 to ₹500 = ₹100/- ₹501 to ₹5,000 = ₹500/- ₹5,001 to ₹10,000 = ₹600/- ₹10,001 to ₹25,000 = ₹800/- ₹25,001 to ₹50,000 = ₹1100/- More than ₹50,000 = ₹1300/-
Foreign Currency Transactions Fee
Foreign Currency Transactions Fees: 3.5%.
Other Fees
Reward Redemption Fees: Rs. 99/-
Special Features
None
Eligibility Criteria
Salaried employee, 21 to 60 years of age
OR
Self-employed, 21 to 65 years of age
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Go to the HDFC Bank website. Click on the "Credit Cards" tab.
Click on the "Apply for a Credit Card" button.
Select the "All Miles Credit Card" from the list of cards.
Enter your personal information, such as your name, address, and income.
Enter your PAN number and credit score.
Click on the "Submit" button.
A HDFC Bank representative will contact you to verify your details and complete the application process.
Contact Details
1800 202 6161 or 1860 267 6161,
send an SMS to 730 8080 808,
or even use WhatsApp to send a message to 707 0022 222.
Account Opening and Procedure
The card offers low cashback rate. The value add features offered by the card are also standard.
The card offers low cashback rate. The value add features offered by the card are also standard.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai