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Axis Bank Atlas Credit Card

Product Details
Credit Card Name : 

Axis Bank Atlas Credit Card

Bank Name :

Axis Bank

Type :

Travel Credit Card

Interest Rate : 

3.6% per month. 52.86% per month.

Eligibility :

Primary cardholder between age of 18 years and 70 years.
Add-on cardholder should be over 18 years
Income Criteria: a.Salaried : Net Annual income of Rs 9 Lakhs and above. b.Self Employed : Net annual income of Rs 12 Lakhs & above.
Resident of India"

Axis Bank Atlas Credit Card
Pros
  • Welcome Benefit: Get a 5000 EDGE Miles upon first transaction within 30 days of card.

  • Rewards: Customers can get 5 EDGE Miles per INR 100 spend on travel spends. Effective travel cashback rate: 5%. Get 2 EDGE Miles per INR 100 spent on Other Spends. Effective general cashback rate: 2%.

  • Milestone Benefits: Spent INR 5000 and get 2 EDGE Miles earned on every 100 spent- 6000. Reward points on Travel. 5 EDGE Miles earned on every 100 spent.

  • Upto 25% discount in 10,000+ restaurants via EazyDiner

Cons
  • Low general cashback rate.

  • Limited number of non travel benefits.

Pros & Cons
Welcome Benefits

Get a 5000 EDGE Miles upon first transaction within 30 days of card.

Rewards System

1 EDGE Mile is equal to INR 1. Get 5 EDGE Miles per INR 100 spend on travel spends. Effective travel cashback rate: 5%. Get 2 EDGE Miles per INR 100 spent on Other Spends. Effective general cashback rate: 2%

International Forex Markup

3.5%

Welcome Benefits and Reward System
Special Features

Get 5 EDGE Miles per INR 100 spend on travel spends. Effective travel cashback rate: 5%. 

Eligibility Criteria

Primary cardholder between age of 18 years and 70 years.
Add-on cardholder should be over 18 years
Income Criteria: a.Salaried : Net Annual income of Rs 9 Lakhs and above. b.Self Employed : Net annual income of Rs 12 Lakhs & above.
Resident of India"

Benefits


  • Milestone benefits: You will get bonus EDGE Miles on achieving certain spending milestones.

  • Travel insurance: You will be covered by travel insurance when you use the card for travel-related expenses.

  • Other benefits: You also get other benefits like dining discounts, shopping discounts, and cashback on travel.

Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
  • You can apply for the Axis Bank ATLAS Credit Card online or offline. Here are the steps on how to apply online:

  • Go to the Axis Bank Credit Card website. Search for ATLAS Credit Card. 

  • Click on the "Apply Now" button.

  • Enter your personal details such as your name, email address, and mobile number.

  • Enter your income and employment details.

  • Upload a scanned copy of your PAN card and Aadhaar card.

  • Select the credit limit you want.

  • Click on the "Submit" button.

  • An Axis Bank representative will contact you to verify your details and complete the application process.

Contact Details

1868 419 5555 & 1860 500 5555

Account Opening and Procedure
Axis Bank Atlas Credit Card

Axis Bank Atlas Credit Card is a premium credit card, however, one should make note of that benefits are offered in 3 tiers silver, gold and platinum. Your tier will depend on your expenditure as explained above. Card is a feature rich credit card, the only major flaw with the card is its low cashback rate.

Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

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Fees & Charges
  • Joining fee:Rs.5000.

  • Annual  fee -Rs 5000.

  • Cash Withdrawal Fees: 2.5% (Min. Rs 500) of the Cash Amount.

  • Late payment fee: charged depending on the customer’s Total amount due; ranges from Rs. 0 - 1200.

  • Finance Charges (Retail Purchases & Cash): 3.6% per month (52.86% per annum).

  • Fuel surcharge: 1% of transaction amount (Refunded for fuel transactions between Rs. 400 and Rs.4000).

  • Reward Point Redemption fee:  Waived

Fuel Surcharge

1% fuel surchage, however, it is waived for all transactions between INR 400 to INR 4000. Waiver is uncapped.

Billing Cycle

30 Days

Fees & Charges
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