Binge SuperCard
MyRupaya Ratings
Product Details
Credit Card Name :
MakeMyTrip ICICI Bank Credit Card
Bank Name :
ICICI Bank
Type :
Travel Credit Card
Interest Rate :
3.40%p.m. 40.80%p.a.
Eligibility :
Nationality: Indian
Age: 21 to 70 years.
Employment and Credit Score: At bank's Discretion
Pros
Welcome Benefit: The user will get 4,000 reward points on payment of joining fee and spends of Rs.2,000 made within 30 days of card issuance (No welcome rewards will be given to First Year Free cards).
Reward System: Users will get 1 RBL reward point for spending INR 100. Value of 1 RBL reward point is INR 0.25. The general cashback rate is 0.25%. 12 reward points for every Rs. 100 on all online spends, except for online purchases made on Education, Insurance, Utilities, and Rent payments. Effective cashback rate: 3%.
Milestone benefit: If the user spends Rs. 2,00,000 in a year, then up to 10,000 reward points will be awarded to him, (exclude rental spends).
Users can convert available cash limit into a Personal Loan for 3 months at 1.16% interest rate per month at no processing fee.
Users get unlimited interest-free withdrawal of their available cash limit from all ATMs in India up to the billing date; maximum period of 50 Days.
Users will get a 1+1 Bookmyshow offer on movie tickets (Upto Rs. 200) once a month on any day.
2 complimentary domestic airport lounge access per year (1 per quarter).
Xpress Cash: A unique feature that allows users to get an instant loan within their credit limit. Users can pay back in easy instalments and enjoy a host of benefits such as a document-free process and paperless money transfer.
Cash Advance program that fulfils the short-term cash requirements.
Users also enjoy a credit-free period of up to 50 days as an added benefit.
Cons
- Very low cashback rate.
- No international lounge access.
Pros & Cons
Welcome Benefits
Welcome Benefit: User will get 4,000 reward points on payment of joining fee and spends of Rs.2,000 made within 30 days of card issuance (No welcome rewards will be given to First Year Free cards).
Rewards System
Users will get 1 RBL reward point for spending INR 100. Value of 1 RBL reward point INR 0.25. General cashback rate is 0.25%. 12 reward points for every Rs. 100 on all online spends, except for online purchases made on Education, Insurance, Utilities, and Rent payments. Effective cashback rate: 3%
International Forex Markup
Welcome Benefits and Reward System
Special Features
Purchases above INR 3000 can be converted into EMIs. Balance can be transferred from other Credit Card. An interest-free advance cash facility is also available. The card is globally accepted.
Eligibility Criteria
Nationality: Indian
Age: 21 to 70 years.
Employment and Credit Score: At bank's Discretion
Benefits
12X rewards on online spending: 12 reward points for every Rs. 100 spent on online spends, up to 800 reward points per month.
Complimentary airport lounge access: 2 complimentary visits to select airport lounges in India every year.
Easy to apply: Users can apply for the card online or through a bank branch.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
here are the steps on how to apply for the RBL Bank + Bajaj finance Binge SuperCard:
Go to the RBL Bank website or the Bajaj Finserv website.
Click on the "Apply for Credit Card" button.
Select the RBL Bank + Bajaj finance Binge SuperCard.
Enter your personal and financial information.
Submit a copy of your PAN card and income proof.
You will receive an email or SMS from RBL Bank or Bajaj Finserv with the status of your application.
Contact Details
RBL Bank Credit Card Helpline
+91 22 6232 7777
Email: cardservices@rblbank.com
Account Opening and Procedure
Recommended Credit Cards
Pros:-
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Cons:-
Welcome Benefit: The user will get 4,000 reward points on payment of joining fee and spends of Rs.2,000 made within 30 days of card issuance (No welcome rewards will be given to First Year Free cards).
Reward System: Users will get 1 RBL reward point for spending INR 100. Value of 1 RBL reward point is INR 0.25. The general cashback rate is 0.25%. 12 reward points for every Rs. 100 on all online spends, except for online purchases made on Education, Insurance, Utilities, and Rent payments. Effective cashback rate: 3%.
Milestone benefit: If the user spends Rs. 2,00,000 in a year, then up to 10,000 reward points will be awarded to him, (exclude rental spends).
Users can convert available cash limit into a Personal Loan for 3 months at 1.16% interest rate per month at no processing fee.
Users get unlimited interest-free withdrawal of their available cash limit from all ATMs in India up to the billing date; maximum period of 50 Days.
Users will get a 1+1 Bookmyshow offer on movie tickets (Upto Rs. 200) once a month on any day.
2 complimentary domestic airport lounge access per year (1 per quarter).
Xpress Cash: A unique feature that allows users to get an instant loan within their credit limit. Users can pay back in easy instalments and enjoy a host of benefits such as a document-free process and paperless money transfer.
Cash Advance program that fulfils the short-term cash requirements.
Users also enjoy a credit-free period of up to 50 days as an added benefit.
- Very low cashback rate.
- No international lounge access.
The Bajaj RBL Platinum Choice SuperCard stands out with its 4-in-1 functionality, offering a robust rewards structure, cash advances with nominal fees, and annual fee reversals. It's a versatile choice for those seeking extensive benefits, including fuel surcharge waivers and entertainment discounts. However, the cashback rate is very low.
Binge SuperCard
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
Joining fees: Rs 999 & add-on cardholder
Annual membership Fees: 999 + GST (second year onwards)
Cash Advance fee: 2.5% of the cash amount withdrawn (minimum Rs 500)
Late Payment fees: Up to Rs.100 - ZeroLate fee. Above Rs.100 -12.5% of total due amount (Max Rs. 1300/-)
Finance charges/ Interest Charges: upto 3.99% p.m (upto 47.88% p.a)
Foreign Currency Transaction Fees: 3.5%
Reward Redemption fees: Rs 99
EMI Processing fees : Rs 199 + GST
Fuel Surcharge
1% Surcharge on Fuel transaction value or Rs.10, whichever is higher. However, Fuel surcharge waiver of up to Rs.100 per month is available. (The Surcharge is applicable on minimum fuel transactions of Rs. 500 and maximum of Rs. 4,000.)
Billing Cycle
30 days