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Binge SuperCard

Product Details
Credit Card Name : 

Binge SuperCard

Bank Name :

Bajaj Finance

Type :

Lifestyle Credit Card

Interest Rate : 

Interest Rate/ charges: upto 3.99% p.m (upto 47.88% p.a)

Eligibility :

Nationality: Indian
Age: 21 to 70 years.
Employment and Credit Score: At bank's Discretion

Binge SuperCard
Pros
  • Users can Convert available cash limit into a Personal Loan for 3 months at 1.16% interest rate per month at no processing fee. 

  • Users get Unlimited interest-free withdrawal of their available cash limit from all ATMs in India up to your billing date; maximum period of 50 Days. 

  • Reward Benefits: Get 1 Reward Point for every Rs. 100 you spend on all that you like. 

  • Get 12 Reward Points for every Rs. 100 on all online spends, except for online purchases made on Education, insurance, Utilities, Rent Payment Spend Rs. 2,00,000 in a year and get up to 10,000 Reward Points (exclude rental spends). 

  • Get 1+1 Bookmyshow offer on movie tickets (Upto Rs. 200) once a month on any day. 

  • 2 Complimentary domestic airport lounge access per year (1 per quarter). 

  • Get Cash on Card Get cash instantly and pay back in instalments with Dial for Cash. program. Get a pre-approved loan without blocking the credit limit of your Card. 

  • Transfer Balance from other Credit Card Facility of Transfer n Pay program allows you to transfer your outstanding from other bank’s Credit Cards to your EasySaver SuperCard at lower interest rates and convert it into Easy Monthly Instalments (EMIs) 

  • Xpress Cash: A unique feature that allows users to get an instant loan within their credit limit. Users can pay back in easy installments and enjoy a host of benefits such as document-free process and paperless money transfer. 

  • Cash Advance program that fulfills your short-term cash requirements. 

  • Users also enjoy a credit-free period of up to 50 days as an added benefit Contactless Transactions Quick payments: Tap and pay facility available

Cons

- Very low cashback rate. 

- No internation lounge access. 

- Welcome rewards only on paying the joining fees. (No welcome rewards will be given to First Year Free cards)

Pros & Cons
Welcome Benefits
Welcome Benefit: User get 4,000 Reward points on payment of joining fee and spends of Rs.2,000 made within 30 days of card issuance (No welcome rewards will be given to First Year Free cards).
Rewards System
  • Get 1 RBL reward point on spend of INR 400 

  • Value of 1 RBL reward point INR 0.25

  • General Cashback Rate 0.25%. 

  • Get 12 Reward Points for every Rs. 100 on all online spends, except for online purchases made on Education, insurance, Utilities, Rent Payment Spend Rs. 2,00,000 in a year and get up to 10,000 Reward Points (exclude rental spends).

International Forex Markup
3.50%
Welcome Benefits and Reward System
Special Features
Purchases above INR 3000 can be converted into EMIs. Balance can be transferred from other Credit Card. Contactless payments. Interest free advance cash facility is also available. The card us globally accepted.
Eligibility Criteria

Nationality: Indian
Age: 21 to 70 years.
Employment and Credit Score: At bank's Discretion

Benefits
  • 12X rewards on online spends: You will earn 12 reward points for every Rs. 100 spent on online spends, up to 800 Reward Points per month. 

  • Complimentary airport lounge access: Get 2 complimentary visits to select airport lounges in India every year. 

  • Easy to apply: You can apply for the card online or through a bank branch. You will need to provide your personal and financial information, as well as submit a copy of your PAN card and income proof.

Speical Feature, Eligibility and Benefits
How to apply for Credit Card?

here are the steps on how to apply for the RBL Bank + Bajaj finance Binge SuperCard: 

  • Go to the RBL Bank website or the Bajaj Finserv website. 

  • Click on the "Apply for Credit Card" button. 

  • Select the RBL Bank + Bajaj finance Binge SuperCard. 

  • Enter your personal and financial information. 

  • Submit a copy of your PAN card and income proof. 

  • You will receive an email or SMS from RBL Bank or Bajaj Finserv with the status of your application.

Contact Details

RBL Bank Credit Card Helpline
+91 22 6232 7777
Email: cardservices@rblbank.com

Account Opening and Procedure
Binge SuperCard

The Bajaj RBL Platinum Choice SuperCard stands out with its 4-in-1 functionality, offering a robust rewards structure, cash advances with nominal fees, and annual fee reversals. It's a versatile choice for those seeking extensive benefits, including fuel surcharge waivers and entertainment discounts. However, the cashback rate is very low.

Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

Product Review
Fees & Charges
  • Joining fees: Rs 999 & add-on cardholder 

  • Annual membership Fees: 999 + GST (second year onwards) 

  • Cash Advance fee: 2.5% of the cash amount withdrawn (minimum Rs 500) 

  • Late Payment fees: Up to Rs.100 - ZeroLate fee. Above Rs.100 -12.5% of total due amount (Max Rs. 1300/-) 

  • Finance charges/ Interest Charges: upto 3.99% p.m (upto 47.88% p.a) 

  • Foreign Currency Transaction Fees: 3.5% 

  • Reward Redemption fees: Rs 99 

  • EMI Processing fees : Rs 199 + GST

Fuel Surcharge
Fuel Transaction Charge : 1% Surcharge on Fuel transaction value or Rs.10, whichever is higher. However, Fuel surcharge waiver of up to Rs.100 per month is available. (The Surcharge is applicable on minimum fuel transactions of Rs. 500 and maximum of Rs. 4,000.)
Billing Cycle

30 days

Fees & Charges
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