HDFC Pixel Go RuPay Credit Card
Rewards & Benefits
Welcome Benefits
Users can get a joining fee waiver by spending ₹10,000 within 90 days of issuance.
Milestone Benefits
Cashback Rate
1% unlimited cashback on all eligible transactions.
5% cashback on Smartbuy.
1% cashback on all UPI spends.
Movie Benefits
Dining Benefits
Other Benefits
Lounge Access
Fees & Charges
Joining Fee
INR 250
Annual Fee
INR 250
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
3.6% per month (i.e., 43.2% per annum)
Late Payment Fee
Late Payment Charges: Ranges from INR 0 to INR 1300.
Foreign Currency Transactions Fee
Foreign Currency Mark-up Fees: 3.5%
Other Fees
Cash Advance Charges: 2.5% or ₹500 whichever is higher.
Cons
Low cashback rate: Compared to other credit cards, 1% cashback is a relatively low reward rate. Frequent spenders might find better deals elsewhere.
Limited benefits: This card lacks features like travel insurance, airport lounge access, or reward points multiplication on specific categories.
Dependence on PayZapp app: Managing the card entirely through PayZapp might be inconvenient for those who don't use the app regularly.
Welcome Benefit: Users can get a joining fee waiver by spending ₹10,000 within 90 days of issuance.
Reward System: Users will get 1% unlimited cashback on all eligible transactions, 5% cashback on Smartbuy, and users can link their rupay card to UPI and can get 1% cashback on all UPI spends.
Other Benefits: Exclusive dining offers and, Upto 25% discount on partner restaurants via Swiggy Dineout.
Rewards & Benifits
Welcome Benefits
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Rewards System
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
International Forex Markup
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Welcome Benefits and Reward System
Special Features
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Eligibility Criteria
For Salaried
Age: Min 21 yrs & Max 60 Yrs.
Income: Gross Monthly Income > ₹8,000.
For Self Employed
Age: Min 21 yrs & Max 65 Yrs.
Income: ITR > ₹6.0 Lakhs per annum.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Step 1: Download or update the PayZapp app from the Google Play Store for Android or the App Store for iOS
Step 2: Click on the 'Apply Now for PIXEL CREDIT CARD' banner on the PayZapp homepage.
Contact Details
Account Opening and Procedure
Recommended Credit Cards
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Welcome Benefit: Users can get a joining fee waiver by spending ₹10,000 within 90 days of issuance.
Reward System: Users will get 1% unlimited cashback on all eligible transactions, 5% cashback on Smartbuy, and users can link their rupay card to UPI and can get 1% cashback on all UPI spends.
Other Benefits: Exclusive dining offers and, Upto 25% discount on partner restaurants via Swiggy Dineout.
Low cashback rate: Compared to other credit cards, 1% cashback is a relatively low reward rate. Frequent spenders might find better deals elsewhere.
Limited benefits: This card lacks features like travel insurance, airport lounge access, or reward points multiplication on specific categories.
Dependence on PayZapp app: Managing the card entirely through PayZapp might be inconvenient for those who don't use the app regularly.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Application Procedure
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Fuel Surcharge
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Billing Cycle
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.