
IndianOil RBL Bank MasterCard Credit Card
Rewards & Benefits
Welcome Benefits
Welcome benefit:Users can get 1,000 fuel points on beginning the journey by shopping for Rs 500 in one transaction within the first 30 days of getting the card.
Milestone Benefits
Milestone benefit:Users will receive up to 100 litres of free petrol as fuel points on monthly spending of Rs 20,000.
Cashback Rate
1 fuel point = INR 0.5.
Users will get 1 fuel point for every transaction worth INR 100 like shopping etc. General cashback rate: .50%.
Users will get accelerated 10 fuel points on every INR 100 spent at IndianOil fuel stations (Maximum 1,000 fuel points per month). Cashback rate: 5%.
Movie Benefits
Dining Benefits
Dining benefits.
Other Benefits
Shopping benefits.
Lounge Access
Rewards & Benefits
Welcome Benefits
Welcome benefit:Users can get 1,000 fuel points on beginning the journey by shopping for Rs 500 in one transaction within the first 30 days of getting the card.
Milestone Benefits
Milestone benefit:Users will receive up to 100 litres of free petrol as fuel points on monthly spending of Rs 20,000.
Cashback Rate
1 fuel point = INR 0.5.
Users will get 1 fuel point for every transaction worth INR 100 like shopping etc. General cashback rate: .50%.
Users will get accelerated 10 fuel points on every INR 100 spent at IndianOil fuel stations (Maximum 1,000 fuel points per month). Cashback rate: 5%.
Movie Benefits
Dining Benefits
Dining benefits.
Other Benefits
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Lounge Access
Fees & Charges
Joining Fee
Rs. 500/- plus taxes.
Annual Fee
Annual membership fee: Rs. 500/- plus taxes, waived if the user spends more than INR 1,75,000 per year.
Cash Advance Fee
Cash advance fee: Transaction fee of 2.5%. (Minimum Rs 500).
Interest rate
Interest rate: Up to 3.99% per month or 47.88% per annum.
Late Payment Fee
Late payment charges: INR100 to INR1300.
Foreign Currency Transactions Fee
Foreign currency markup fee: Up to 3.5%.
Other Fees
Reward redemption fee: ₹99 per redemption request | Fuel surcharge: 1% fuel surcharge waiver of up to INR 100 each month.
Fees & Charges
Joining Fee
Rs. 500/- plus taxes.
Annual Fee
Annual membership fee: Rs. 500/- plus taxes, waived if the user spends more than INR 1,75,000 per year.
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
Interest rate: Up to 3.99% per month or 47.88% per annum.
Late Payment Fee
Late payment charges: INR100 to INR1300.
Foreign Currency Transactions Fee
Foreign currency markup fee: Up to 3.5%.
Other Fees
Reward redemption fee: ₹99 per redemption request | Fuel surcharge: 1% fuel surcharge waiver of up to INR 100 each month.
Special Features
Up to 5% cashback on fuel transactions.
Dining benefits.
Eligibility Criteria
Not specified by the bank.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Online Application: Visit the IndianOil RBL Bank Credit Card application portal.
Fill out the online application form with the required details.
Complete the e-sign process using your Aadhaar.
Verify your identity through Video KYC.
Offline Application (Branch Visit): If you prefer an offline approach, visit your nearest Bank of Baroda branch.
Collect the physical application form from the bank.
Fill out the form with the necessary information.
Contact Details
Contact number +91 22 6115 6300
customercare@rblbank.com
Account Opening and Procedure
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Application Procedure

Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai