Karur Vysya Bank SBI Gold Card
Rewards & Benefits
Welcome Benefits
Welcome Benefit: If the user spends Rs 2,000 or more in the first sixty days of receiving their card then they get 2,000 bonus reward points.
Milestone Benefits
Milestone Benefits: Annual fee reversal from the second year on spending Rs 100,000 or more.
Cashback Rate
Users will get 1.7% cashback on all departmental and grocery stores.
0.17% cashback on all other spends.
Movie Benefits
Dining Benefits
Other Benefits
Lounge Access
Rewards & Benefits
Welcome Benefits
Welcome Benefit: If the user spends Rs 2,000 or more in the first sixty days of receiving their card then they get 2,000 bonus reward points.
Milestone Benefits
Milestone Benefits: Annual fee reversal from the second year on spending Rs 100,000 or more.
Cashback Rate
Users will get 1.7% cashback on all departmental and grocery stores.
0.17% cashback on all other spends.
Movie Benefits
Dining Benefits
Other Benefits
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Lounge Access
Fees & Charges
Joining Fee
(one time): INR 499 + Taxes
Annual Fee
(one time): INR 499 + Taxes
Cash Advance Fee
Cash Advance fees: 2.5% or Rs. 500 whichever is higher.
Interest rate
Interest Rate: Up to 3.50% per month (42% per annum).
Late Payment Fee
Late Payment charges: 0 to 1300.
Foreign Currency Transactions Fee
3.50%
Other Fees
Renewal Fee (per annum): INR 499 + Taxes. | Reward Redemption Fees: INR 99/- per redemption.
Fees & Charges
Joining Fee
(one time): INR 499 + Taxes
Annual Fee
(one time): INR 499 + Taxes
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
Interest Rate: Up to 3.50% per month (42% per annum).
Late Payment Fee
Late Payment charges: 0 to 1300.
Foreign Currency Transactions Fee
3.50%
Other Fees
Renewal Fee (per annum): INR 499 + Taxes. | Reward Redemption Fees: INR 99/- per redemption.
Special Features
1.7% cashback on all your departmental and grocery stores. Get 0.17% on all your other spends.
Eligibility Criteria
Age: You must be minimum 21 and maximum 70 years old.
Income: You must have a stable source of income.
Credit score: A good credit score is generally required.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
There are three major ways to apply for the Karur Vysya Bank SBI Card:
1. Online:
This is fast and easy method.
Visit the SBI Card website.
Choose the "Credit Cards" tab and navigate to Karur Vysya Bank SBI Card.
Click on "Apply Now" button and fill out the online application form with all your details.
Upload the requisite documents, such as proof of identity, proof of address, and proof of income.
Submit the application form.
2. Offline:
This method involves visiting a Karur Vysya branch.
Ask for the Karur Vysya Bank SBI Card application form.
Fill out the form with all of your details.
Attach the requisite documents.
Submit the application form to the bank.
3. By Phone:
Contact the SBI Card helpline at 1860-180-1290 or 3902-0202.
Request for an Karur Vysya Bank SBI Card application form.
The bank will then send you the form by courier.
Fill out the form with all of your details.
Attach the requisite documents.
Send the completed application form back to the bank.
Contact Details
l 1860 500 1290, 1860 180 1290, 39 02 02 02(Prefix local the STD code) or 1800 180 1290 (Toll Free)
Account Opening and Procedure
Card offers a low cashback of 1.7%. The only benefit it offers apart from cashback is 2000 points worth INR 500 offered as a welcome benefit. Apply for this card only if your cibil score is not eligible for other credit cards
Card offers a low cashback of 1.7%. The only benefit it offers apart from cashback is 2000 points worth INR 500 offered as a welcome benefit. Apply for this card only if your cibil score is not eligible for other credit cards
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai