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KVB SBI Signature Card

Product Details
Credit Card Name : 

KVB SBI Signature Card

Bank Name :

Karur Vysya Bank

Type :

Rewards Credit Card

Interest Rate : 

3.50% per month (42% per annum) from the transaction date. 

Eligibility :

Age: You must be minimum 21 and maximum 70 years old.
Income: You must have a stable source of income.
Credit score: A good credit score is generally required.

KVB SBI Signature Card
Pros
  • Welcome Benefit: Get voucher worth INR 5,000 from any of the following brands: Bata/Hush Puppies, Aditya Birla Fashion, Westside, Shoppers Stop and Yatra.com

  • Reward System: Get 5 reward points per INR 100 spent on dining, groceries, departmental stores. Value of 1 reward point = INR 0.25. Effective special cashback rate: 1.25%. Earn 2 reward points per INR 100, on all other spends. Value of 1 reward point = INR 0.25. Effective general cashback rate: 0.5%. 

  • Milestone Benefits: Get 10,000 reward points on achieving annual spends of INR 2 Lakhs, 3 Lakhs and 4 Lakhs, every year. Get 20,000 reward points on achieving annual spends of INR5 lakh.

  • Free membership to the Priority Pass Program worth $99.

  • Enjoy access to more than 300 golf courses across the world. Get 30% discount on the green fee

Cons
  • Low general cashback rate.

  • No free movie tickets.

  • No free domestic lounge access. 

Pros & Cons
Welcome Benefits

Welcome Benefit: Get voucher worth INR 5,000 from any of the following brands: Bata/Hush Puppies, Aditya Birla Fashion, Westside, Shoppers Stop and Yatra.com

Rewards System

Reward System: Get 5 reward points per INR 100 spent on dining, groceries, departmental stores. Value of 1 reward point = INR 0.25. Effective special cashback rate: 1.25%. Earn 2 reward points per INR 100, on all other spends. Value of 1 reward point = INR 0.25. Effective general cashback rate: 0.5%. 

International Forex Markup

3.5%.

Welcome Benefits and Reward System
Special Features

Free membership to the Priority Pass Program worth $99.

Eligibility Criteria

Age: You must be minimum 21 and maximum 70 years old.
Income: You must have a stable source of income.
Credit score: A good credit score is generally required.

Benefits
  • Free access to international lounge.

  • Cashback on gorcery and dining. 

  • Great milestone benefits.

Speical Feature, Eligibility and Benefits
How to apply for Credit Card?

There are three major ways to apply for the KVB SBI Signature Credit Card:


1. Online:

  • This is fast and easy method.

  • Visit the SBI Card website.

  • Choose the "Credit Cards" tab and navigate to KVB SBI Signature Credit Card.

  • Click on "Apply Now" button and fill out the online application form with all your details.

  • Upload the requisite documents, such as proof of identity, proof of address, and proof of income.

  • Submit the application form.

2. Offline:

  • This method involves visiting a Karur Vysya branch.

  • Ask for the KVB SBI Signature Credit Card application form.

  • Fill out the form with all of your details.

  • Attach the requisite documents.

  • Submit the application form to the bank.

3. By Phone:

  • Contact the SBI Card helpline at 1860-180-1290 or 3902-0202.

  • Request for an SBI Card Prime application form.

  • The bank will then send you the form by courier.

  • Fill out the form with all of your details.

  • Attach the requisite documents.

  • Send the completed application form back to the bank.

Contact Details

l 1860 500 1290, 1860 180 1290, 39 02 02 02(Prefix local the STD code) or 1800 180 1290 (Toll Free)

Account Opening and Procedure
KVB SBI Signature Card

The card offers decent welcome benefits and milestone benefits. It also offers free access to priority pass membership and 30% discount on green fees for golf enthusiastic. However, it offers a low cashback rate, because of which it does not provide sufficient value for money.

Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

Product Review
Fees & Charges
  • Annual Fee (one time): INR 4,999 + Taxes

  • Renewal Fee (per annum): INR 4,999 + Taxes.

  • Cash Advance fees: 2.5% or Rs. 500 whichever is higher at domestic ATMs and 2.5% or Rs. 500, whichever is higher at international ATMs

  • Interest Rate: Up to 3.50% per month (42% per annum) from the transaction date. 

  • Late Payment charges will be applicable if Minimum Amount Due is not paid by the payment due date. NIL for Outstanding Amount on payment date from Rs.0-Rs.500, Rs. 400 for Outstanding Amount greater than Rs. 500 & up to Rs. 1000; Rs. 750 for Outstanding Amount greater than Rs. 1000 & up to Rs. 10,000; Rs. 950 for Outstanding Amount greater than Rs. 10,000  up to Rs. 25,000; Rs. 1100 for Outstanding Amount greater than Rs. 25,000 & up to Rs. 50,000; Rs. 1300 for Outstanding Amount greater than Rs. 50,000. 

  • Reward Redemption Fees: INR 99/- per redemption. 

Fuel Surcharge

1% Fuel Surcharge waiver for each transaction between Rs.500 and Rs.4,000. Maximum Surcharge waiver of Rs.250 per statement cycle, per credit card account.

Billing Cycle

30 Days.

Fees & Charges
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