Lifestyle credit card · Bajaj Finance
Platinum Bonus SuperCard
Platinum Bonus SuperCard is a lifestyle credit card from Bajaj Finance. 1 RBL reward point = ₹0.25 for every ₹100 spent via card.
- Joining fee
- of ₹999
- Forex markup
- 3.50%
- Interest
- upto 3.99% p.m (upto 47.88% p.a)
Welcome benefits
- Users will get 6,000 reward points on payment of joining fees and spends of ₹2000 made within 30 days of issuance (No welcome rewards will be given to First Year Free cards)
Rewards & cashback
- 1 RBL reward point = ₹0.25 for every ₹100 spent via card
- Effective cashback rate: 0.25%
- 1,500 reward points on 4 transactions of ₹1,000 each per month
- 2X reward points on every ₹100 spent on online spends
More benefits & features
- Here are some of the key benefits of the card: Fuel surcharge waiver of up to ₹100 per month: This can save you money on your fuel expenses
- Annual fee waiver: You can get the annual fee waived on this card by spending ₹50,000 in a year
- This is a great way to save money on the annual fee
- Emergency advance: You can avail an emergency advance of up to 50% of your available credit limit
- This can be a helpful option in case of an emergency
- Interest-free ATM withdrawals: You can withdraw cash from ATMs without paying any interest for up to ₹50,000 per month
Fees & charges
- Joining fee
- of ₹999 (Plus Service Tax) &
- Foreign currency markup
- 3.50%
- Interest rate
- upto 3.99% p.m (upto 47.88% p.a)
- Late payment
- Up to ₹100 - ZeroLate fee. Above ₹100 -12.5% of total due amount (Max ₹1300/-)
- Cash advance
- 2.5% of the cash amount withdrawn (minimum ₹500)
- Fuel surcharge
- 1% surcharge on fuel transaction value or ₹10/- whichever is higher. (No Waiver)
- Billing cycle
- 30 Days
- Other fees
- upto 3.99% p.m (upto 47.88% p.a) | Reward Redemption fees: ₹99 | EMI Processing fees : ₹199 + GST
Pros and cons
What works well
- Users will get 6,000 reward points on payment of joining fees and spends of ₹2000 made within 30 days of issuance (No welcome rewards will be given to First Year Free cards)
- 1 RBL reward point = ₹0.25 for every ₹100/- spent via card
- Effective cashback rate: 0.25%. 1,500 reward points on 4 transactions of ₹1,000 each per month
- Users can convert up to the available cash limit into a Personal Loan for 3 months at a 1.16% interest rate per month and no processing fee
- Unlimited interest-free withdrawal for available cash limit from all ATMs in India up to your billing date; maximum period of 50 Days (Processing fee of 2.5% applicable; min ₹500).
- The benefit of 5,000 reward points on crossing spends of ₹1,00,000 in a year second-year fee reversal on spends of ₹1,00,000
Worth knowing
- No lounge access availabe
- Have to pay a joining fee
- No welcome rewards will be given to First Year Free cards
- No fuel surcharge waiver available
Who can apply
- Nationality: Indian
- Age: 21 to 70 years
- Employment and Credit Score: At bank's Discretion
How to apply
You can apply for the RBL Bank + Bajaj Finance Platinum Bonus SuperCard online through the Bajaj Finserv website Here are the steps involved: Go to the Bajaj Finserv website and click on the "Apply for Credit Card" tab
- Select the "RBL Bank + Bajaj Finance Platinum Bonus SuperCard" from the list of cards
- Enter your personal details, such as your name, PAN, date of birth, and email address
- Upload a scanned copy of your PAN card and recent passport-size photograph
- Provide your employment details and monthly income
- Read and agree to the terms and conditions of the card
- Click on the "Submit" button to complete your application
- A Bajaj Finserv representative will contact you to verify your details and process your application
More Bajaj Finance credit cards
Details come from information published by Bajaj Finance and may change. Confirm current fees, benefits and eligibility with the bank before applying. Some links are partner links; MyRupaya may earn a commission at no extra cost to you.
