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Platinum Choice Super Card

Product Details
Credit Card Name : 

Platinum Choice Super Card

Bank Name :

Bajaj Finance

Type :

Lifestyle Credit Card

Interest Rate : 

Interest rate: upto 3.99% p.m (upto 47.88% p.a)

Eligibility :

Nationality: Indian
Age: 21 to 70 years.
Employment and Credit Score: At bank's Discretion

Platinum Choice Super Card
Pros
  • Users can Convert up to their available cash limit into a Personal Loan for 3 months at 1.16% interest rate per month and no processing fee. 

  • Unlimited interest-free withdrawal available on cash limit from all ATMs in India up to your billing date; maximum period of 50 Days. 

  • Reward Benefits for users: Get 1 Reward Point* for every Rs. 100 you spend on all that you like Get 2X Reward Points* on all online spends (Maximum Cap: 1,000 Reward Points) 

  • Fill vehicle's fuel tank at any place, at absolutely no extra cost. 

  • Get a fuel surcharge waiver of up to Rs.100 per month 

  • Get 10% off on BookMyShow, up to Rs.100 every month Spend Rs. 50,000 in a year and get second year annual fees of Rs. 499 reversed Cash Advance program that fulfills short-term cash requirements. 

  • You also enjoy a credit-free period of up to 50 days as an added benefit on your Card membership. 

  • Xpress Cash allows you to get an instant loan within your credit limit. 

  • Transfer Balance from other Credit Card facility available Buy Now, Pay Later Get cash instantly and pay back in instalments with Dial for Cash. program. 

  • Get a pre-approved loan without blocking the credit limit of your Card.

Cons
  • Have to pay a joining fee. 

  • No domestic or international lounge visit facility available. 

  • No welcome rewards will be given to First Year Free cards.

Pros & Cons
Welcome Benefits
Welcome Benefit: Get 2,000 Reward points on payment of joining fee and spends of Rs. 2,000 made within 30 days of card issuance (No welcome rewards will be given to First Year Free cards).
Rewards System
  • 1 RBL reward point= Rs 0.25 

  • Get 1 Reward Point* for every Rs. 100 you spend on all that you like 

  • Get 2X Reward Points* on all online spends (Maximum Cap: 1,000 Reward Points) 

  • Get 10% off on BookMyShow, up to Rs.100 every month Spend Rs. 50,000 in a year and get second year annual fees of Rs. 499 reversed

  • Effective cashback rate: 5%

International Forex Markup
3.5% of transaction amount
Welcome Benefits and Reward System
Special Features
None
Eligibility Criteria

Nationality: Indian
Age: 21 to 70 years.
Employment and Credit Score: At bank's Discretion

Benefits
  • Here are some of the key benefits of the card: 

  • Welcome benefit of 5,000 reward points: This is a great way to start earning rewards with the card. You can redeem these points for gift cards, merchandise, or travel. 

  • 2 Reward Points per INR 100 spent: This means that you will earn 2 reward points for every Rs. 100 you spend on any kind of purchase. You can redeem these points for gift cards, merchandise, or travel. 

  • Annual savings of up to Rs. 3,275: You can earn rewards and discounts worth up to Rs. 3,275 through this card. This includes the welcome benefit, reward points, and other offers. 

  • 1 complimentary domestic airport lounge access in a year: This is a great perk for frequent flyers. You can get free access to airport lounges, which offer a variety of amenities such as food, drinks, and Wi-Fi. 

  • Fuel surcharge waiver of up to Rs. 100 per month: This can save you money on your fuel expenses. 

  • Annual fee waiver: You can get the annual fee waived on this card by spending Rs. 50,000 in a year. This is a great way to save money on the annual fee. 

  • Emergency advance: You can avail an emergency advance of up to 50% of your available credit limit. This can be a helpful option in case of an emergency. 

  • Interest-free cash withdrawal: You can withdraw cash from ATMs without paying any interest for up to 50 days. This is a great way to access cash without incurring any additional charges. 

  • No cost EMIs: You can avail no cost EMIs on select purchases. This can help you spread out the cost of your purchases over a longer period of time. 

  • Purchase protection: This insurance will cover you against damage or theft of your purchases for up to 90 days from the date of purchase. 

  • Travel insurance: This insurance will cover you against medical expenses, trip cancellation, and luggage loss while you are traveling.

Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
  • You can apply for the RBL Bank + Bajaj Finance Platinum Choice SuperCard online or by visiting a RBL Bank branch. 

  • To apply online, you can follow these steps: 

  • Go to the RBL Bank website and click on the "Apply for a Credit Card" tab. 

  • Select the "Platinum Choice SuperCard" from the list of cards. 

  • Enter your personal details, such as your name, address, and contact information. 

  • Enter your income and employment details. 

  • Upload a copy of your PAN card and identity proof. 

  • Submit your application. 

  • The processing time for the application is usually 7-10 working days. 

  • Once your application is approved, you will receive the card in the mail.

Contact Details

RBL Bank Credit Card Helpline
+91 22 6232 7777
Email: cardservices@rblbank.com

Account Opening and Procedure
Platinum Choice Super Card

RBL credit card is good card, middle class people can use this and its very good service. The rate of interest also very low but getting more reward points for my purchase.

Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

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Fees & Charges
  • Joining fees: Rs 499 & add-on cardholder 

  • Annual membership Fees: 499 + GST (second year onwards) Spend Rs. 50,000 in a year and get second year annual fees of Rs. 499 reversed 

  • Cash Advance fee: 2.5% of the cash amount withdrawn (minimum Rs 500) 

  • Late Payment fees: Up to Rs.100 - ZeroLate fee. Above Rs.100 -12.5% of total due amount (Max Rs. 1300/-) 

  • Finance charges/ Interest Charges: upto 3.99% p.m (upto 47.88% p.a) 

  • Foreign Currency Transaction Fees: 3.5% 

  • Reward Redemption fees: Rs 99 

  • EMI Processing fees : Rs 199 + GST

Fuel Surcharge
Fuel Transaction Charge : 1% Surcharge on Fuel transaction value or Rs.10, whichever is higher. However, Fuel surcharge waiver of up to Rs.100 per month is available. (The Surcharge is applicable on minimum fuel transactions of Rs. 500 and maximum of Rs. 4,000.)
Billing Cycle

30 days

Fees & Charges
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