Platinum LifeEasy SuperCard.
MyRupaya Ratings
Product Details
Credit Card Name :
MakeMyTrip ICICI Bank Credit Card
Bank Name :
ICICI Bank
Type :
Travel Credit Card
Interest Rate :
3.40%p.m. 40.80%p.a.
Eligibility :
Nationality: Indian
Age: 21 to 70 years.
Employment and Credit Score: At bank's Discretion
Pros
Welcome Benefit: Cardholders will get gift vouchers worth Rs. 2,000 on payment of joining fees and spends of Rs. 2,000 made within 30 days of issuance (No welcome rewards will be given to First Year Free cards).
Reward System: The value of 1 RBL reward point = Rs. 0.25. General cashback rate: 0.25%. 10% cashback on Fuel purchases, 10% cashback on Ola/ Uber transactions, and 5% cashback on grocery spends. All up to Rs. 200 per month.
Milestone Benefit: Gift vouchers worth Rs. 1,000 on crossing spends of Rs. 1,00,000 in a year.
Users can convert the available cash limit into a Personal Loan for 3 months at a 1.16% interest rate per month at no processing fee.
BookMyShow offers: A 1+1 movie ticket once a month (up to Rs. 200). Cash instantly and pay back in instalments with Dial for Cash program.
Users can avail Split n Pay program and convert purchases of Rs.3,000 or above into Easy Monthly Instalments (EMIs) at low interest rates, without the hassle of any paperwork & at a nominal processing fee.
Cons
Cashback is only available for a few heads i.e. grocery, travel (via Uber/Ola) and fuel purchases only.
No cash back for other spends.
High annual membership fees.
Lacks standard features like International lounge visits.
No welcome rewards will be given to First Year Free cards.
Pros & Cons
Welcome Benefits
Welcome Benefit: Cardholder gets Gift vouchers worth Rs. 2,000 on payment of joining fees and spends of Rs. 2,000 made within 30 days of issuance (No welcome rewards will be given to First Year Free cards).
Rewards System
The value of 1 RBL reward point = Rs. 0.25. General cashback rate: 0.25%. 10% cashback on Fuel purchases, 10% cashback on Ola/ Uber transactions, and 5% cashback on grocery spends. All up to Rs. 200 per month.
International Forex Markup
Welcome Benefits and Reward System
Special Features
Eligibility Criteria
Nationality: Indian
Age: 21 to 70 years.
Employment and Credit Score: At bank's Discretion
Benefits
The RBL Bank + Bajaj Finance Platinum LifeEasy SuperCard is a credit card that offers a variety of benefits, including: 10% cashback on fuel purchases and Ola/Uber transactions.
5% cashback on grocery spends. Welcome gift of Rs. 2,000 worth gift vouchers.
Emergency advance of up to 50% of your available credit limit.
Purchase protection.
Travel insurance.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
You can apply for the RBL Bank + Bajaj Finance Platinum LifeEasy SuperCard online or through a Bajaj Finserv representative.
Here are the steps on how to apply online:
Go to the Bajaj Finserv website and click on the "Apply Now" button for the RBL Bank + Bajaj Finance Platinum LifeEasy SuperCard.
Enter your details, such as your name, email address, phone number, and date of birth.
Upload your PAN card and Aadhaar card images.
Select your credit limit. Read and agree to the terms and conditions.
Submit your application.
A Bajaj Finserv representative will contact you to verify your details and process your application.
If your application is approved, you will receive your card within 7-10 working days.
Here are the documents required for the application: PAN card Aadhaar card Proof of income Proof of address
Contact Details
RBL Bank Credit Card Helpline
+91 22 6232 7777
Email: cardservices@rblbank.com
Account Opening and Procedure
Recommended Credit Cards
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Welcome Benefit: Cardholders will get gift vouchers worth Rs. 2,000 on payment of joining fees and spends of Rs. 2,000 made within 30 days of issuance (No welcome rewards will be given to First Year Free cards).
Reward System: The value of 1 RBL reward point = Rs. 0.25. General cashback rate: 0.25%. 10% cashback on Fuel purchases, 10% cashback on Ola/ Uber transactions, and 5% cashback on grocery spends. All up to Rs. 200 per month.
Milestone Benefit: Gift vouchers worth Rs. 1,000 on crossing spends of Rs. 1,00,000 in a year.
Users can convert the available cash limit into a Personal Loan for 3 months at a 1.16% interest rate per month at no processing fee.
BookMyShow offers: A 1+1 movie ticket once a month (up to Rs. 200). Cash instantly and pay back in instalments with Dial for Cash program.
Users can avail Split n Pay program and convert purchases of Rs.3,000 or above into Easy Monthly Instalments (EMIs) at low interest rates, without the hassle of any paperwork & at a nominal processing fee.
Cashback is only available for a few heads i.e. grocery, travel (via Uber/Ola) and fuel purchases only.
No cash back for other spends.
High annual membership fees.
Lacks standard features like International lounge visits.
No welcome rewards will be given to First Year Free cards.
The RBL Platinum LifeEasy SuperCard offers a mix of everyday rewards, fuel surcharge waiver, and airport lounge access, catering to diverse needs. However, the lower reward rate compared to premium cards, limited redemption options, annual fee, and potential customer service concerns are important drawbacks to consider.
Platinum LifeEasy SuperCard.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
Joining fees: Rs 1999 & add-on cardholder
Annual membership Fees: 1999 + GST (second year onwards)
Spend Based Waiver: Spend Rs. 2,00,000 in a year and get waiver of Next year Annual Fee Rs. 1999
Cash Advance fee: 2.5% of the cash amount withdrawn (minimum Rs 500)
Late Payment fees: Up to Rs.100 - ZeroLate fee. Above Rs.100 -12.5% of total due amount (Max Rs. 1300/-)
Finance charges/ Interest Charges: upto 3.99% p.m (upto 47.88% p.a)
Foreign Currency Transaction Fees: 3.5%
Reward Redemption fees: Rs 99
EMI Processing fees : Rs 199 + GST
Fuel Surcharge
1% Surcharge on Fuel transaction value or Rs.10, whichever is higher. However, Fuel surcharge waiver of up to Rs.100 per month is available. (The Surcharge is applicable on minimum fuel transactions of Rs. 500 and maximum of Rs. 4,000.)
Billing Cycle
30 days