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Platinum LifeEasy SuperCard.

Product Details
Credit Card Name : 

Platinum LifeEasy SuperCard.

Bank Name :

Bajaj Finance

Type :

Premium Credit Card

Interest Rate : 

Interest Rate/ Finance charges: upto 3.99% p.m (upto 47.88% p.a)

Eligibility :

Nationality: Indian
Age: 21 to 70 years.
Employment and Credit Score: At bank's Discretion

Platinum LifeEasy SuperCard.
Pros
  • Users can Convert available cash limit into a Personal Loan for 3 months at 1.16% interest rate per month at no processing fee. 

  • Welcome Benefit: Cardholder gets Gift vouchers worth Rs. 2,000 on payment of joining fees and spends of Rs. 2,000 made within 30 days of issuance (No welcome rewards will be given to First Year Free cards).

  • Reward Benefits: Get a fuel surcharge waiver of up to Rs. 150 per month 10% Cashback on Fuel Purchases 10% Cashback on Ola/ Uber transactions 

  • Get 5% Cashback on Grocery spends Get Gift vouchers worth Rs. 1,000 on crossing spends of Rs. 1,00,000 in a year 4 Complimentary Domestic Lounge Access in a year (1 per quarter) 

  • BookMyShow offer: 1+1 movie ticket once a month (up to Rs. 200) Get cash instantly and pay back in instalments with Dial for Cash. program. 

  • Users can Avail Split n Pay program and convert purchases of Rs.3,000 or above into Easy Monthly Instalments (EMIs). 

  • Enjoy the convenience of paying EMIs at low interest rates, without the hassle of any paperwork & at a nominal processing fee. 

  • Xpress Cash. A unique feature that allows users to get an instant loan within your credit limit. Cash Advance program that fulfills your short-term cash requirements.

Cons
  • Cashback only available for few heads i.e. Grocery, Travel (via uber/ola) and Fuel Purchases only. 

  • No cashback for other spends. 

  • High annual membership fees. 

  • Lacks standard features like International lounge visits. 

  • No welcome rewards will be given to First Year Free cards

Pros & Cons
Welcome Benefits

Welcome Benefit: Cardholder gets Gift vouchers worth Rs. 2,000 on payment of joining fees and spends of Rs. 2,000 made within 30 days of issuance (No welcome rewards will be given to First Year Free cards).

Rewards System
  • 1 RBL reward point= Rs 0.25 on every 100/- Rupees spent on the card. 

  • 10% Cashback on Fuel Purchases 10% Cashback on Ola/ Uber transactions 

  • Get 5% Cashback on Grocery spends Get Gift vouchers worth Rs. 1,000 on crossing spends of Rs. 1,00,000 in a year

  • Effective cashback Rate: 6.5%

International Forex Markup
3.50%
Welcome Benefits and Reward System
Special Features
10% Cashback on Ola/ Uber transactions
Eligibility Criteria

Nationality: Indian
Age: 21 to 70 years.
Employment and Credit Score: At bank's Discretion

Benefits
  • The RBL Bank + Bajaj Finance Platinum LifeEasy SuperCard is a credit card that offers a variety of benefits, including: 10% cashback on fuel purchases and Ola/Uber transactions. 

  • 5% cashback on grocery spends. Welcome gift of Rs. 2,000 worth gift vouchers. 

  • Emergency advance of up to 50% of your available credit limit. 

  • Purchase protection. 

  • Travel insurance.

Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
  • You can apply for the RBL Bank + Bajaj Finance Platinum LifeEasy SuperCard online or through a Bajaj Finserv representative. 

  • Here are the steps on how to apply online: 

  • Go to the Bajaj Finserv website and click on the "Apply Now" button for the RBL Bank + Bajaj Finance Platinum LifeEasy SuperCard. 

  • Enter your details, such as your name, email address, phone number, and date of birth. 

  • Upload your PAN card and Aadhaar card images. 

  • Select your credit limit. Read and agree to the terms and conditions. 

  • Submit your application. 

  • A Bajaj Finserv representative will contact you to verify your details and process your application. 

  • If your application is approved, you will receive your card within 7-10 working days. 

  • Here are the documents required for the application: PAN card Aadhaar card Proof of income Proof of address

Contact Details

RBL Bank Credit Card Helpline
+91 22 6232 7777
Email: cardservices@rblbank.com

Account Opening and Procedure
Platinum LifeEasy SuperCard.

The RBL Platinum LifeEasy SuperCard offers a mix of everyday rewards, fuel surcharge waiver, and airport lounge access, catering to diverse needs. However, the lower reward rate compared to premium cards, limited redemption options, annual fee, and potential customer service concerns are important drawbacks to consider.

Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

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Fees & Charges
  • Joining fees: Rs 1999 & add-on cardholder 

  • Annual membership Fees: 1999 + GST (second year onwards) 

  • Spend Based Waiver: Spend Rs. 2,00,000 in a year and get waiver of Next year Annual Fee Rs. 1999 

  • Cash Advance fee: 2.5% of the cash amount withdrawn (minimum Rs 500) 

  • Late Payment fees: Up to Rs.100 - ZeroLate fee. Above Rs.100 -12.5% of total due amount (Max Rs. 1300/-) 

  • Finance charges/ Interest Charges: upto 3.99% p.m (upto 47.88% p.a) 

  • Foreign Currency Transaction Fees: 3.5% 

  • Reward Redemption fees: Rs 99 

  • EMI Processing fees : Rs 199 + GST

Fuel Surcharge
Fuel Transaction Charge : 1% Surcharge on Fuel transaction value or Rs.10, whichever is higher. However, Fuel surcharge waiver of up to Rs.100 per month is available. (The Surcharge is applicable on minimum fuel transactions of Rs. 500 and maximum of Rs. 4,000.)
Billing Cycle

30 days

Fees & Charges
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