Platinum Max Supercard
Card Details
Joining Fee:
Renewal Fee:
Card Type:
Reward Type:
Welcome Benefits:
Rewards & Benefits
Welcome Benefits
On spending INR 2,000 or more in the first sixty days, the user can get 2,000 reward points.
Milestone Benefits
annual fee reversal on spending inr 1,00,000 on the card.
Cashback Rate
cashback rate: 1. cashback rate: 1. cashback rate: 0.
Lounge Access
0
Movie Benefits
8
Dining Benefits
Other Benefits
reward system: users will get 10 points for spending of every inr 150 on dining, movies, departmental stores and grocery spending. value of 1 point = inr 0. 25. effective 6%. 1 reward points on all other spend per inr 150. effective general 25%. 1 reward point of inr 100 on all other spends. effective general 16%.
Fees & Charges
Joining Fee
On spending INR 2,000 or more in the first sixty days, the user can get 2,000 reward points.
Annual Fee
annual fee reversal on spending inr 1,00,000 on the card.
Cash Advance Fee
cashback rate: 1. cashback rate: 1. cashback rate: 0.
Interest rate
0
Late Payment Fee
8
Foreign Currency Transactions Fee
Other Fees
reward system: users will get 10 points for spending of every inr 150 on dining, movies, departmental stores and grocery spending. value of 1 point = inr 0. 25. effective 6%. 1 reward points on all other spend per inr 150. effective general 25%. 1 reward point of inr 100 on all other spends. effective general 16%.
Cons
Have to pay a joining fees.
No domestic or international airport lounge access facility available.
No cash back offer.
No welcome rewards will be given to First Year Free cards.
Welcome Reward: Users will get 4,000 reward points on payment of the joining fee and spending Rs.2,000 made within 30 days of card issuance (No welcome rewards will be given to first-year free cards).
Reward System: The value of 1 RBL reward point is Rs 0.25. Users will get 2 reward points for every Rs.100 spent on all that they like. General cashback rate: 0.50%. Users can further avail 5% discount on dining spending, via 20 reward points that they earn on every Rs.100 spent on Wednesday. (Maximum Rewards = 1,000 per month).
Unlimited interest-free withdrawal of available cash limit from all ATMs in India up to the billing date.
Users can also enjoy a credit-free period of up to 50 days.
Xpress Cash allows user to get an instant loan within their credit limit.
Users can get a pre-approved loan without blocking the credit limit.
Rewards & Benifits
Welcome Benefits
Welcome Reward: Users will get 4,000 reward points on payment of the joining fee and spending Rs.2,000 made within 30 days of card issuance (No welcome rewards will be given to first year free cards).
Rewards System
The value of 1 RBL reward point is Rs 0.25. Users will get 2 reward points for every Rs.100 spent on all that they like. General cashback rate: 0.50%. Users can further avail 5% discount on dining spending, via 20 reward points that they earn on every Rs.100 spent on Wednesday. (Maximum Rewards = 1,000 per month).
International Forex Markup
Welcome Benefits and Reward System
Special Features
Eligibility Criteria
Nationality: Indian
Age: 21 to 70 years.
Employment and Credit Score: At bank's Discretion
Benefits
1+1 offer on movie tickets: This is a great way to save money on movie tickets. You can get one free movie ticket for every ticket you buy.
2 complimentary domestic airport lounge access in a year: This is a great perk for frequent flyers. You can get free access to airport lounges, which offer a variety of amenities such as food, drinks, and Wi-Fi.
10% cashback on fuel purchases: This is a great way to save money on your fuel expenses. You can earn 10% cashback on up to Rs. 250 per month.
Welcome benefit of 500 Gift Vouchers: This is a great way to start earning rewards with the card. You can redeem these points for gift cards, merchandise, or travel.
Spend Based Waiver: This is a great way to save money on the annual fee. If you spend Rs. 50,000 in the first year, the annual fee for the second year will be waived.
Interest-free cash withdrawal: You can withdraw cash from ATMs without paying any interest for up to 50 days. This is a great way to access cash without incurring any additional charges.
Emergency advance: You can avail an emergency advance of up to your available credit limit at 1.16% interest rate per month and no processing fee. This can be a helpful option in case of an emergency.
Contactless payments: You can tap your card to make fast and hassle-free transactions on payments up to Rs. 5,000.
EMI Finance: This is a great way to spread out the cost of your purchases over a longer period of time.
Emergency Credit Limit: This is a helpful option in case you need to borrow money urgently.
No Cost EMIs: This can help you save money on interest charges.
Purchase protection: This insurance can protect your purchases from damage or theft.
Travel insurance: This insurance can protect you from medical expenses, trip cancellation, and luggage loss while you are traveling.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
You can apply for the RBL Bank + Bajaj Finance Platinum Max SuperCard online or by visiting a RBL Bank branch. Here are the steps on how to apply online:
Go to the RBL Bank website and click on the "Apply for a Credit Card" tab.
Select the "RBL Bank + Bajaj Finance Platinum Max SuperCard" from the list of credit cards.
Enter your personal details, such as your name, address, and contact information.
Enter your income and employment details.
Upload a copy of your PAN card and Aadhaar card.
Submit your application.
A RBL Bank representative will contact you to verify your details and approve your application.
Once your application is approved, you will receive your card in the mail within 7-10 days.
Contact Details
RBL Bank Credit Card Helpline
+91 22 6232 7777
Email: cardservices@rblbank.com
Account Opening and Procedure
Recommended Credit Cards
Pros:-
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Cons:-
Welcome Reward: Users will get 4,000 reward points on payment of the joining fee and spending Rs.2,000 made within 30 days of card issuance (No welcome rewards will be given to first-year free cards).
Reward System: The value of 1 RBL reward point is Rs 0.25. Users will get 2 reward points for every Rs.100 spent on all that they like. General cashback rate: 0.50%. Users can further avail 5% discount on dining spending, via 20 reward points that they earn on every Rs.100 spent on Wednesday. (Maximum Rewards = 1,000 per month).
Unlimited interest-free withdrawal of available cash limit from all ATMs in India up to the billing date.
Users can also enjoy a credit-free period of up to 50 days.
Xpress Cash allows user to get an instant loan within their credit limit.
Users can get a pre-approved loan without blocking the credit limit.
Have to pay a joining fees.
No domestic or international airport lounge access facility available.
No cash back offer.
No welcome rewards will be given to First Year Free cards.
The Bajaj Finserv RBL Bank Credit Card is the ultimate credit card that offers you the unlimited benefits of a credit card coupled with additional rewards. You can use it on diverse platforms, shop with it in a single swipe, withdraw cash without paying any interest, and save more on each transaction. However, the cashback rate is very low.
Platinum Max Supercard
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
Joining fees: Rs 999 & add-on cardholder
Annual membership Fees: 999 + GST (second year onwards)
Cash Advance fee: 2.5% of the cash amount withdrawn (minimum Rs 500)
Late Payment fees: Up to Rs.100 - ZeroLate fee. Above Rs.100 -12.5% of total due amount (Max Rs. 1300/-)
Finance charges/ Interest Charges: upto 3.99% p.m (upto 47.88% p.a)
Foreign Currency Transaction Fees: 3.5%
Reward Redemption fees: Rs 99
EMI Processing fees : Rs 199 + GST
Fuel Surcharge
1% Surcharge on Fuel transaction value or Rs.10, whichever is higher. However, Fuel surcharge waiver of up to Rs.100 per month is available. (The Surcharge is applicable on minimum fuel transactions of Rs. 500 and maximum of Rs. 4,000.)
Billing Cycle
30 days