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Platinum Max Supercard

Product Details
Credit Card Name : 

Platinum Max Supercard

Bank Name :

Bajaj Finance

Type :

Lifestyle Credit Card

Interest Rate : 

Interest rate: upto 3.99% p.m (upto 47.88% p.a)

Eligibility :

Nationality: Indian
Age: 21 to 70 years.
Employment and Credit Score: At bank's Discretion

Platinum Max Supercard
Pros
  • Users can enjoy high-savings on all spends like grocery, electronics, fashion, automobile etc. coupled with best-in-class instant monthly offers on movie tickets, dining and discounts. 

  • EMI Finance available Emergency Advance: Users can Convert up to their available cash limit into a Personal Loan for 3 months at 1.16% interest rate per month and no processing fee. 

  • Unlimited interest-free withdrawal of your available cash limit from all ATMs in India up to your billing date. 

  • Reward Benefits for Users: Get 1+1 free movie ticket (Up to Rs. 200) on Bookmyshow, once a month on any Wednesday. 

  • Get 2 Reward Points for every Rs. 100 spent on all that you like Spend Rs.10,000 in a month and get 1,000 Reward Points 

  • Fill vehicle's fuel tank at any place, at absolutely no extra cost. Get a fuel surcharge waiver of up to Rs. 100 per month Avail 5% discount on your dining spends, via 20 Reward Points that you earn on every Rs.100 spent on Wednesday. (Maximum Rewards = 1,000 per month) 

  • Upcoming Feature: If electronic gadgets & home appliances are on your shopping list, then head towards select Bajaj Finserv partner outlet and get 5X Reward Points. 

  • Cash Advance program that fulfills your short-term cash requirements. 

  • You also enjoy a credit-free period of up to 50 days as an added benefit on your Card membership. 

  • Xpress Cash allows you to get an instant loan within your credit limit. 

  • Transfer Balance from other Credit Card facility available Buy Now, Pay Later Get cash instantly and pay back in instalments with Dial for Cash. program. 

  • Get a pre-approved loan without blocking the credit limit of your Card.

Cons
  • Have to pay a joining fees. 

  • No domestic or international airport lounge access facility available. 

  • No cash back offer. 

  • No welcome rewards will be given to First Year Free cards

Pros & Cons
Welcome Benefits
Welcome Reward: Get 4,000 Reward points on payment of joining fee and spends of Rs.2,000 made within 30 days of card issuance (No welcome rewards will be given to First Year Free cards).
Rewards System
  • 1 RBL reward point Rs 0.25 

  • Effective Cashback Rate: 1.5%

  • Get 2 Reward Points for every Rs. 100 spent on all that you like Spend Rs.10,000 in a month and get 1,000 Reward Points Reach spends milestone of Rs.15,000 in a month and get additional 500 Reward Points. 

  • Avail 5% discount on your dining spends, via 20 Reward Points that you earn on every Rs.100 spent on Wednesday. (Maximum Rewards = 1,000 per month) 

International Forex Markup
3.50%
Welcome Benefits and Reward System
Special Features
None
Eligibility Criteria

Nationality: Indian
Age: 21 to 70 years.
Employment and Credit Score: At bank's Discretion

Benefits
  • 1+1 offer on movie tickets: This is a great way to save money on movie tickets. You can get one free movie ticket for every ticket you buy. 

  • 2 complimentary domestic airport lounge access in a year: This is a great perk for frequent flyers. You can get free access to airport lounges, which offer a variety of amenities such as food, drinks, and Wi-Fi. 

  • 10% cashback on fuel purchases: This is a great way to save money on your fuel expenses. You can earn 10% cashback on up to Rs. 250 per month. 

  • Welcome benefit of 500 Gift Vouchers: This is a great way to start earning rewards with the card. You can redeem these points for gift cards, merchandise, or travel. 

  • Spend Based Waiver: This is a great way to save money on the annual fee. If you spend Rs. 50,000 in the first year, the annual fee for the second year will be waived. 

  • Interest-free cash withdrawal: You can withdraw cash from ATMs without paying any interest for up to 50 days. This is a great way to access cash without incurring any additional charges. 

  • Emergency advance: You can avail an emergency advance of up to your available credit limit at 1.16% interest rate per month and no processing fee. This can be a helpful option in case of an emergency. 

  • Contactless payments: You can tap your card to make fast and hassle-free transactions on payments up to Rs. 5,000. 

  • EMI Finance: This is a great way to spread out the cost of your purchases over a longer period of time. 

  • Emergency Credit Limit: This is a helpful option in case you need to borrow money urgently. 

  • No Cost EMIs: This can help you save money on interest charges. 

  • Purchase protection: This insurance can protect your purchases from damage or theft. 

  • Travel insurance: This insurance can protect you from medical expenses, trip cancellation, and luggage loss while you are traveling.

Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
  • You can apply for the RBL Bank + Bajaj Finance Platinum Max SuperCard online or by visiting a RBL Bank branch. Here are the steps on how to apply online: 

  • Go to the RBL Bank website and click on the "Apply for a Credit Card" tab. 

  • Select the "RBL Bank + Bajaj Finance Platinum Max SuperCard" from the list of credit cards. 

  • Enter your personal details, such as your name, address, and contact information. 

  • Enter your income and employment details. 

  • Upload a copy of your PAN card and Aadhaar card. 

  • Submit your application. 

  • A RBL Bank representative will contact you to verify your details and approve your application. 

  • Once your application is approved, you will receive your card in the mail within 7-10 days. 

Contact Details

RBL Bank Credit Card Helpline
+91 22 6232 7777
Email: cardservices@rblbank.com

Account Opening and Procedure
Platinum Max Supercard

The Bajaj Finserv RBL Bank Credit Card is the ultimate credit card that offers you the unlimited benefits of a credit card coupled with additional rewards. You can use it on diverse platforms, shop with it in a single swipe, withdraw cash without paying any interest, and save more on each transaction. However, the cashback rate is very low.

Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

Product Review
Fees & Charges
  • Joining fees: Rs 999 & add-on cardholder 

  • Annual membership Fees: 999 + GST (second year onwards) 

  • Cash Advance fee: 2.5% of the cash amount withdrawn (minimum Rs 500) 

  • Late Payment fees: Up to Rs.100 - ZeroLate fee. Above Rs.100 -12.5% of total due amount (Max Rs. 1300/-) 

  • Finance charges/ Interest Charges: upto 3.99% p.m (upto 47.88% p.a) 

  • Foreign Currency Transaction Fees: 3.5% 

  • Reward Redemption fees: Rs 99 

  • EMI Processing fees : Rs 199 + GST

Fuel Surcharge
Fuel Transaction Charge : 1% Surcharge on Fuel transaction value or Rs.10, whichever is higher. However, Fuel surcharge waiver of up to Rs.100 per month is available. (The Surcharge is applicable on minimum fuel transactions of Rs. 500 and maximum of Rs. 4,000.)
Billing Cycle

30 days

Fees & Charges
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