top of page

Platinum Plus SuperCard

Product Details
Credit Card Name : 

Platinum Plus SuperCard

Bank Name :

Bajaj Finance

Type :

Rewards Credit Card

Interest Rate : 

Interest Rate: upto 3.99% p.m (upto 47.88% p.a)

Eligibility :

Nationality: Indian
Age: 21 to 70 years.
Employment and Credit Score: At bank's Discretion

Platinum Plus SuperCard
Pros
Users can Convert up to their available cash limit into a Personal Loan for 3 months at 1.16% interest rate per month and no processing fee. Unlimited interest-free withdrawal available on cash limit from all ATMs in India up to your billing date; maximum period of 50 Days. Reward Benefits for users: Welcome Benefits Available. Get 1 Reward Point* for every Rs. 100 you spend on all that you like Get 2X Reward Points* on all online spends (Maximum Cap: 1,000 Reward Points) Fill vehicle's fuel tank at any place, at absolutely no extra cost. Get a fuel surcharge waiver of up to Rs.100 per month Spend Based Waiver Spends Rs. 1,00,000 in a year and get waiver of next year Annual Fee. Get 1+1 Bookmyshow offer on movie tickets (up to Rs.200), on any 1 Day of the month (Applicable only on Mon-Fri) Get 2 free visit in a year, at domestic lounges at all major airports in India. Cash Advance program that fulfills your short-term cash requirements. Users can also enjoy a credit-free period of up to 50 days as an added benefit on your Card membership. Xpress Cash allows you to get an instant loan within your credit limit. Transfer Balance from other Credit Card facility available Buy Now, Pay Later Get cash instantly and pay back in instalments with Dial for Cash. program. Get a pre-approved loan without blocking the credit limit of your Card.
Cons
Have to pay a joining fee. No international lounge access facility available. no cashback offers No welcome rewards will be given to First Year Free cards
Pros & Cons
Welcome Benefits
Welcome Benefit: Get 4,000 Reward points on payment of joining fee and spends of Rs.2000 made within 30 days of card issuance (No welcome rewards will be given to First Year Free cards).
Rewards System

1 RBL reward point= Rs 0.25 Get 1 Reward Point* for every Rs. 100 you spend on all that you like Get 2X Reward Points* on all online spends (Maximum Cap: 1,000 Reward Points)

Effective Cashback Rate: 1%

International Forex Markup
3.50%
Welcome Benefits and Reward System
Special Features
None
Eligibility Criteria

Nationality: Indian
Age: 21 to 70 years.
Employment and Credit Score: At bank's Discretion

Benefits
Here are some of the key benefits of the card: 1+1 offer on movie tickets: This is a great way to save money on movie tickets. You can get one free movie ticket for every ticket you buy. 2 complimentary domestic airport lounge access in a year: This is a great perk for frequent flyers. You can get free access to airport lounges, which offer a variety of amenities such as food, drinks, and Wi-Fi. 10% cashback on fuel purchases: This is a great way to save money on your fuel expenses. You can earn 10% cashback on up to Rs. 250 per month. Welcome benefit of 500 Gift Vouchers: This is a great way to start earning rewards with the card. You can redeem these points for gift cards, merchandise, or travel. Spend Based Waiver: This is a great way to save money on the annual fee. If you spend Rs. 50,000 in the first year, the annual fee for the second year will be waived. Interest-free cash withdrawal: You can withdraw cash from ATMs without paying any interest for up to 50 days. This is a great way to access cash without incurring any additional charges. Emergency advance: You can avail an emergency advance of up to your available credit limit at 1.16% interest rate per month and no processing fee. This can be a helpful option in case of an emergency. Contactless payments: You can tap your card to make fast and hassle-free transactions on payments up to Rs. 5,000.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
You can apply for the RBL Bank + Bajaj Finance Platinum PLus SuperCard online or by visiting a RBL Bank branch. To apply online, you can follow these steps: Go to the RBL Bank website and click on the "Apply for a Credit Card" tab. Select the "Platinum Plus SuperCard" from the list of cards. Enter your personal details, such as your name, address, and contact information. Enter your income and employment details. Upload a copy of your PAN card and identity proof. Submit your application. To apply at a RBL Bank branch, you can visit the nearest branch and ask for an application form. Fill out the form and submit it along with the required documents. The documents required for the application are: PAN card Identity proof (such as passport or driver's license) Proof of address (such as a recent utility bill) Income proof (such as a salary slip or bank statement) The processing time for the application is usually 7-10 working days. Once your application is approved, you will receive the card in the mail.
Contact Details

RBL Bank Credit Card Helpline
+91 22 6232 7777
Email: cardservices@rblbank.com

Account Opening and Procedure
Platinum Plus SuperCard

The Bajaj Finserv RBL Bank Platinum Plus SuperCard offers good reward rates on online transactions and supermarket expenses, along with additional benefits like fuel surcharge waiver, movie tickets, and purchase protection. However, the annual fee, limited redemption options, potential customer service concerns, and lower rewards on other categories are important drawbacks to consider.

Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

Product Review

Yes Bank Card Anq Phi Credit Card

YES BANK Anq Pi Credit Card

Poonawalla Fincorp IndusInd Bank eLITE RuPay Credit Card

Recommended Credit Cards
Fees & Charges
Joining fees: Rs 999 & add-on cardholder Annual membership Fees: 999 + GST (second year onwards) Spend Based Waiver: Spend Rs.50,000 in a year and get waiver of Next year Annual Fee (Note, w.e.f July 01, 2022, spend based waiver amount on your Platinum Plus SuperCard will change from 50,000 to 75,000) Cash Advance fee: 2.5% of the cash amount withdrawn (minimum Rs 500) Late Payment fees: Up to Rs.100 - ZeroLate fee. Above Rs.100 -12.5% of total due amount (Max Rs. 1300/-) Finance charges/ Interest Charges: upto 3.99% p.m (upto 47.88% p.a) Foreign Currency Transaction Fees: 3.5% Reward Redemption fees: Rs 99 EMI Processing fees : Rs 199 + GST
Fuel Surcharge
Fuel Transaction Charge : 1% Surcharge on Fuel transaction value or Rs.10, whichever is higher. However, Fuel surcharge waiver of up to Rs.100 per month is available. (The Surcharge is applicable on minimum fuel transactions of Rs. 500 and maximum of Rs. 4,000.)
Billing Cycle

30 days

Fees & Charges
bottom of page