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Platinum Shopdaily Supercard

Product Details
Credit Card Name : 

Platinum Shopdaily Supercard

Bank Name :

Bajaj Finance

Type :

Shopping Credit Card

Interest Rate : 

Interest Rate/ charges: upto 3.99% p.m (upto 47.88% p.a)

Eligibility :

Nationality: Indian
Age: 21 to 70 years.
Employment and Credit Score: At bank's Discretion

Platinum Shopdaily Supercard
Pros
  • Users can Convert available cash limit into a Personal Loan for 3 months at 1.16% interest rate per month at no processing fee. 

  • Welcome benefit: Get Gift vouchers worth Rs. 500 on payment of joining fees and spends of Rs. 2,000 made within 30 days of issuance (No welcome rewards will be given to First Year Free cards)

  • Reward Benefits: 5% Cash-back on all Grocery spends Cashback worth Rs. 1,000 on every spend of Rs. 1,00,000 in a year Second year Fee reversal for spends of Rs. 50,000. Get cash instantly and pay back in instalments with Dial for Cash. program. 

  • Users can Avail Split n Pay program and convert purchases of Rs.3,000 or above into Easy Monthly Instalments (EMIs). Enjoy the convenience of paying EMIs at low interest rates, without the hassle of any paperwork & at a nominal processing fee. 

  • Xpress Cash. A unique feature that allows users to get an instant loan within your credit limit. Cash Advance program that fulfills your short-term cash requirements.

Cons

- Cashback only available for grocery purchase i.e. no cashback for other spends. 

- Lacks standard features like free lounge visits. 

-Limited value add features. 

- No welcome rewards will be given to First Year Free cards. 

- No fuel surcharge waiver facility available.

Pros & Cons
Welcome Benefits

Welcome benefit: Get Gift vouchers worth Rs. 500 on payment of joining fees and spends of Rs. 2,000 made within 30 days of issuance (No welcome rewards will be given to First Year Free cards)

Rewards System
1 RBL reward point= Rs 0.25 on every 100/- Rupees spent on the card. 5% cashback on Grocery Spend (up to Rs. 250 per month). Cashback worth Rs. 1,000 on every spend of Rs. 1,00,000 in a year General cashback rate: 0.25%
International Forex Markup
3.50%
Welcome Benefits and Reward System
Special Features
Users can Convert available cash limit into a Personal Loan for 3 months at 1.16% interest rate per month at no processing fee.
Eligibility Criteria

Nationality: Indian
Age: 21 to 70 years.
Employment and Credit Score: At bank's Discretion

Benefits
  • The Bank + Bajaj Finance Platinum Shopdaily Supercard is a credit card that is designed for the everyday shopper. It offers a variety of benefits, including: 5% cashback on grocery shopping up to Rs. 250 per month. 

  • Welcome benefit of Rs. 500 on payment of joining fee and spends of Rs. 2,000 within 30 days of card issuance. Annual fee waiver on spending Rs. 50,000 in a year. 

  • Interest-free cash withdrawal for up to 50 days. 

  • Emergency advance of up to your available cash limit at 1.16% interest rate per month and no processing fee. Contactless payments. The card also offers other benefits, such as no cost EMIs, purchase protection, and travel insurance.

Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
  • You can apply for the RBL Bank + Bajaj Finance Platinum ShopDaily SuperCard online or by visiting a bank branch. To apply online, you can follow these steps: Go to the RBL Bank website and click on the "Credit Cards" tab. 

  • Click on the "Apply Now" button for the Platinum ShopDaily SuperCard. 

  • Enter your personal and contact information. 

  • Upload your documents, such as your PAN card, Aadhaar card, and income proof. 

  • Submit your application. 

  • To apply at a bank branch, you can visit the nearest RBL Bank branch and ask for an application form. Fill out the form and submit it along with your documents.

Contact Details

RBL Bank Credit Card Helpline
+91 22 6232 7777
Email: cardservices@rblbank.com

Account Opening and Procedure
Platinum Shopdaily Supercard

The Bajaj RBL Platinum Choice SuperCard stands out with its 4-in-1 functionality, offering a robust rewards structure, cash advances with nominal fees, and annual fee reversals. It's a versatile choice for those seeking extensive benefits, including fuel surcharge waivers and entertainment discounts. A strong contender for savvy spenders, it integrates everyday convenience with exclusive perks, redefining the credit card experience.

Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

Product Review
Fees & Charges
  • Joining fees: Rs 499 & add-on cardholder 

  • Annual membership Fees: 499 + GST (second year onwards) 

  • Spend Based Waiver: Spend Rs. 50,000 in a year and get waiver of Next year Annual Fee Rs. 499. 

  • Cash Advance fee: 2.5% of the cash amount withdrawn (minimum Rs 500) 

  • Late Payment fees: Up to Rs.100 - ZeroLate fee. Above Rs.100 -12.5% of total due amount (Max Rs. 1300/-) 

  • Finance charges/ Interest Charges: upto 3.99% p.m (upto 47.88% p.a) 

  • Foreign Currency Transaction Fees: 3.5% 

  • Reward Redemption fees: Rs 99 

  • EMI Processing fees : Rs 199 + GST

Fuel Surcharge
Fuel Surcharge: 1% surcharge on fuel transaction value or Rs.10/- whichever is higher. (No Waiver)
Billing Cycle

30 days

Fees & Charges
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