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Platinum TravelEasy SuperCard

Product Details
Credit Card Name : 

Platinum TravelEasy SuperCard

Bank Name :

Bajaj Finance

Type :

Travel Credit Card

Interest Rate : 

Interest rate: upto 3.99% p.m (upto 47.88% p.a)

Eligibility :

Nationality: Indian
Age: 21 to 70 years.
Employment and Credit Score: At bank's Discretion

Platinum TravelEasy SuperCard
Pros
  • Users can Convert up to available cash limit into a Personal Loan for 3 months at 1.16% interest rate per month and no processing fee. 

  • Unlimited interest-free withdrawal for available cash limit from all ATMs in India up to your billing date; maximum period of 50 Days. (Processing fee of 2.5% applicable; min Rs. 500). 

  • Various Reward Benefits for users like: Fill vehicle's fuel tank at any place, at absolutely no extra cost. Get a fuel surcharge waiver of up to Rs.100 per month 10% Cashback^^ on Fuel Purchases (capped at INR 400) 10% Cashback^^ on Ola/ Uber transactions (capped at INR 400) On crossing spends of Rs. 1,00,000 in a year, get gift voucher worth Rs. 1,000 Second year fee reversal on spends of Rs. 1,00,000 

  • Welcome Gift: Rs.1000 worth Gift Vouchers (No welcome rewards will be given to First Year Free cards) 

  • Get cash instantly and pay back in instalments with Dial for Cash. program. 

  • Users can Avail Split n Pay program and convert purchases of Rs.3,000 or above into Easy Monthly Instalments (EMIs). 

  • Enjoy the convenience of paying EMIs at low interest rates, without the hassle of any paperwork & at a nominal processing fee. 

  • Facility of Transfer n Pay program allows users to transfer outstanding money from other bank’s Credit Cards to your Platinum LifeEasy SuperCard at lower interest rates and convert it into Easy Monthly Instalments (EMIs). 

  • Xpress Cash. A unique feature that allows users to get an instant loan within your credit limit. Cash Advance program that fulfills your short-term cash requirements.

Cons
  • Rewards only available on fuel purchases or Travel expenditure via ola/uber. 

  • Have to pay a joining fee. 

  • No welcome rewards will be given to First Year Free cards 

  • No lounge access facility available.

Pros & Cons
Welcome Benefits
Welcome Benefit: Get Gift vouchers worth Rs. 1,000 on payment of joining fees and spends of Rs. 2000 made within 30 days of issuance (No welcome rewards will be given to First Year Free cards).
Rewards System
  • 1 RBL reward point= Rs 0.25 for every Rs. 100/- spent. 

  • 10% Cashback^^ on Fuel Purchases 

  • 10% Cashback^^ on Ola/ Uber transactions

  • Effective Cashback Rate: 5%

International Forex Markup
3.50%
Welcome Benefits and Reward System
Special Features
Best suited for people who like to travel by road.
Eligibility Criteria

Nationality: Indian
Age: 21 to 70 years.
Employment and Credit Score: At bank's Discretion

Benefits
  • 1+1 offer on movie tickets: This is a great way to save money on movie tickets. You can get one free movie ticket for every ticket you buy. 

  • 2 complimentary domestic airport lounge access in a year: This is a great perk for frequent flyers. You can get free access to airport lounges, which offer a variety of amenities such as food, drinks, and Wi-Fi. 

  • 10% cashback on fuel purchases: This is a great way to save money on your fuel expenses. You can earn 10% cashback on up to Rs. 250 per month. 

  • Welcome benefit of 500 Gift Vouchers: This is a great way to start earning rewards with the card. You can redeem these points for gift cards, merchandise, or travel. 

  • Spend-Based Waiver: This is a great way to save money on the annual fee. If you spend Rs. 50,000 in the first year, the annual fee for the second year will be waived. 

  • Interest-free cash withdrawal: You can withdraw cash from ATMs without paying any interest for up to 50 days. This is a great way to access cash without incurring any additional charges. 

  • Emergency advance: You can avail an emergency advance of up to your available credit limit at 1.16% interest rate per month and no processing fee. This can be a helpful option in case of an emergency. Contactless payments: You can tap your card to make fast and hassle-free transactions on payments up to Rs. 5,000.

Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
  • To apply online, you can follow these steps: Go to the RBL Bank website and click on the "Apply for a Credit Card" tab. 

  • Select the "Platinum TravelEasy SuperCard" from the list of cards. 

  • Enter your personal details, such as your name, address, and contact information. 

  • Enter your income and employment details. 

  • Upload a copy of your PAN card and identity proof. 

  • Submit your application. 

Contact Details

RBL Bank Credit Card Helpline
+91 22 6232 7777
Email: cardservices@rblbank.com

Account Opening and Procedure
Platinum TravelEasy SuperCard

The RBL Platinum TravelEasy SuperCard is a good option for frequent travelers and those who spend a lot on fuel and cab rides. The card offers a good rewards program, welcome gift voucher, fuel surcharge waiver, and other valuable benefits. However, the high annual fee and limited reward points on other categories are something to consider. If you can justify the annual fee and your spending habits align with the card's reward categories, then the RBL Platinum TravelEasy SuperCard can be a good choice for you.

Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

Product Review
Fees & Charges
  • Joining fees: Rs 999 & add-on cardholder 

  • Annual membership Fees: 999 + GST (second year onwards) 

  • Spend Based Waiver: Spend Rs. 1,00,000 in a year and get waiver of Next year Annual Fee Rs. 999 

  • Cash Advance fee: 2.5% of the cash amount withdrawn (minimum Rs 500) 

  • Late Payment fees: Up to Rs.100 - ZeroLate fee. Above Rs.100 -12.5% of total due amount (Max Rs. 1300/-) 

  • Finance charges/ Interest Charges: upto 3.99% p.m (upto 47.88% p.a) 

  • Foreign Currency Transaction Fees: 3.5% 

  • Reward Redemption fees: Rs 99 

  • EMI Processing fees : Rs 199 + GST

Fuel Surcharge
Fuel Transaction Charge : 1% Surcharge on Fuel transaction value or Rs.10, whichever is higher. However, Fuel surcharge waiver of up to Rs.100 per month is available. (The Surcharge is applicable on minimum fuel transactions of Rs. 500 and maximum of Rs. 4,000.)
Billing Cycle

30 days

Fees & Charges
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