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UNNATI

MyRupaya Ratings
average rating is 2 out of 5

MyRupaya Ratings

Product Details
Credit Card Name : 

UNNATI

Bank Name :

Bank of Baroda

Type :

Rewards Credit Card

Interest Rate : 

1.5% per.month i.e. 18% per annum

Eligibility :

Indian Resident
Age group: 18-70 years.
exclusively for farmers

UNNATI
Pros


  • Exclusively for farmers and benefit of them.

  • Reward System: Customers can earn 1 reward point for every INR 100 spent. 

  • Other Benefits: Lifetime free credit card, 

Cons
  • No insurance benefit 

  • No add-on features are provided. 

  • Exclusively for farmers. 

Pros & Cons
Welcome Benefits
None
Rewards System

Enjoy 1 Reward Point for every ₹100 spent 1RP = 0.25 paisa Effective Cashback Rate = 0.25%

International Forex Markup
3.50% of the transaction amount
Welcome Benefits and Reward System
Special Features
None
Eligibility Criteria

Indian Resident
Age group: 18-70 years.
exclusively for farmers

Benefits


  • Lifetime free card

  • Low-interest rate

  • Zero liability on lost card

Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
  • You can apply for the card online or at any Bank of Baroda branch. 

  • To apply online, you can follow these steps: 

  • Go to the Bank of Baroda website. Click on the "Credit Cards" tab. 

  • Click on the "UNNATI Credit Card" link. 

  • Click on the "Apply Now" button. 

  • Fill out the application form and submit it. 

  • To apply at a branch, you can visit any Bank of Baroda branch and ask for an application form for the UNNATI credit card. 

  • Here are the documents that you will need to submit along with the application form: Proof of identity: Aadhaar card, PAN card, passport, driving license, etc. Proof of address: Latest utility bills, Aadhaar card, or any other valid current address proof. Proof of income: Latest bank statements/salary slips, or latest audited ITR.

Contact Details

Call at 1800 225 100
Website: https://www.bobfinancial.com/easy-card.jsp

Account Opening and Procedure

Recommended Credit Cards

Pros:-

Change the text to include your own content. Adjust the font, size or scale to customize the style.

Cons:-


  • Exclusively for farmers and benefit of them.

  • Reward System: Customers can earn 1 reward point for every INR 100 spent. 

  • Other Benefits: Lifetime free credit card, 

  • No insurance benefit 

  • No add-on features are provided. 

  • Exclusively for farmers. 

HDFC Bank Biz Power Credit Card

The card is a premium credit card with a number of value add features. This card offers cashback on even tax and GST payment. Overall it is a must have card for small business owners/ freelancers.

Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

Product Review
Fees & Charges
Joining Fee: Nil Annual Joining Fee: Nil Cash Advance Charges: 2.5% or ₹300/- (Whichever is higher) Late Payment Fees: Outstanding 10000- Rs. 750/- Interest Rate: 3.25% p.m. (39% Annualized Percentage Rates). Foreign Currency Transaction fee: 3.50% of the transaction amount.
Fuel Surcharge
Fuel Surcharge: 1% fuel surcharge waiver at all fuel stations across India on transactions between Rs.400 and Rs.5,000 (Max. Rs. 250 per statement cycle).
Billing Cycle

30 Days

Fees & Charges
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