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Grocery credit cards are credit cards designed to reward you for your regular spending on groceries. They often come with benefits like cashback rewards, points, or discounts specifically for purchases at supermarkets, online grocers, and wholesale clubs. This can help you save a significant amount on a category that makes up a large portion of most household budgets. These cards may also offer additional perks like extended warranties on perishables or bonus rewards on other spending categories that complement groceries, such as dining out.

The Tata Neu Plus HDFC Bank Credit Card offers rewards for grocery shoppers. You can earn 2% cashback in the form of NeuCoins on groceries, with a monthly cap of 1,000 NeuCoins. Additionally, if you opt for NeuPass membership, you can earn an additional 5% cashback on groceries. You can redeem NeuCoins for purchases on various Tata Neu partner brands including Bigbasket. Overall, this card can be a good option if you spend a significant amount on groceries every month.

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