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उत्पाद विवरण
बैंक का नाम

Bank of Baroda

खाता नाम

Baroda Pensioners Savings Bank Account

खाते का प्रकार

Saving

ब्याज दर

Upto 1 lakh -2.75%p.a and Above 1 lakh but less than 100cr - 2.75%p.a

निःशुल्क डेबिट कार्ड

Yes

Baroda Pensioners Savings Bank Account
खाता खोलने का शुल्क

Rs. 5

वार्षिक रखरखाव शुल्क

0

Minimum Account Balance

0

डेबिट कार्ड शुल्क

Free debit card for the first year then Std. charges per annum will be levied.

एनईएफटी शुल्क

Free online

आईएमपीएस शुल्क

Free online

फीस और शुल्क

Baroda Pensioners Savings Bank Account

75.7
विशेष लक्षण

  • Zero balance account.

  • A free passbook is issued to the users.

  • An overdraft facility is available.

पात्रता मापदंड
All individuals who have retired on Superannuation / retired due to VRS from any Central Govt Department/ State Govt. Department/Local Bodies/PSU and eligible for pension can open the Pension Account under the Scheme and Retired Defence Services Personnel are eligible irrespective of their age.
फ़ायदे
विशेषताएं, पात्रता और लाभ
पक्ष विपक्ष
पेशेवरों

  • Free unlimited chequebook.

  • Life insurance is available.

  • Open the account with Rs. 5 only.

  • A free passbook is issued to the users.

  • An overdraft facility is available.

दोष

  • Low interest rates.

  • Very few features.

Application Procedure

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पैराग्राफ़ टेक्स्ट जोड़ें। फ़ॉन्ट, आकार और अन्य जानकारी अपडेट करने के लिए “टेक्स्ट संपादित करें” पर क्लिक करें। टेक्स्ट थीम बदलने और पुनः उपयोग करने के लिए, साइट स्टाइल पर जाएँ।

उत्पाद समीक्षा
खाता खोलने की प्रक्रिया और प्रक्रिया
How to open an Account?

You can open a savings account in Bank of Baroda either online or offline. Here's a breakdown of both methods:

Online Method

  1. Download the app: Download the Bank of Baroda mobile app, "bob World," on your smartphone.

  2. Start the application: Open the app and look for the "Open a Savings Account Digitally" option.

  3. Provide details: Enter your mobile number, product type, and sub-product. Click "Generate OTP" to receive a verification code.

  4. Enter information: Provide your PAN card and Aadhaar card numbers along with other required details.

  5. Verification: The bank officials will verify your provided details and contact you for further verification.

  6. Complete Video KYC: You'll need to complete a Video KYC process for final verification.

Offline Method

  1. Visit a branch: Go to your nearest Bank of Baroda branch.

  2. Collect the form: Ask for the savings account opening form.

  3. Fill in the details: Fill out the application form accurately.

  4. Submit the form: Submit the filled-out form along with copies of your KYC documents (Aadhaar card, PAN card, proof of identity, and proof of address) and passport-size photographs.

  5. Verification: The bank will verify your documents and process your application.

आवेदन की प्रक्रिया
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