उत्पाद विवरण
बैंक का नाम
Bank of Baroda
खाता नाम
Baroda Professional Saving Bank Account
खाते का प्रकार
Saving
ब्याज दर
Upto 1 lakh -2.75%p.a and Above 1 lakh but less than 100cr - 2.75%p.a
निःशुल्क डेबिट कार्ड
RuPay Select
खाता खोलने का शुल्क
0
वार्षिक रखरखाव शुल ्क
0
Minimum Account Balance
Minimum Quarterly Average Balance (QAB): Rs.25, 000
डेबिट कार्ड शुल्क
NIL
एनईएफटी शुल्क
Free through Baroda Connect / bobWorld /Branch.
आईएमपीएस शुल्क
Free through Baroda Connect / bobWorld /Branch..
फीस और शुल्क
Baroda Professional Saving Bank Account
विशेष लक्षण
Additional VISA Platinum debit card on request of the user.
Waiver on Demat AMC for 1st year.
The debit card comes with various benefits like: Daily POS/E-commerce transactions Up to Rs 5, 00,000, card can be used for domestic as well as international transactions, personal accident and total disability cover of Rs. 10 lakhs, complimentary one spa session free at O2/Aroma Thai/Four Fountain/Kairali Ayurvedic, complimentary membership in Gold’s Gym/Talwalkar Gym, complementary/discounted health check-up facility – SRL Diagnostic/Thyrocare.
पात्रता मापदंड
फ़ायदे
विशेषताएं, पात्रता और लाभ
पक्ष विपक्ष
पेशेवरों
Free 50 cheque leaves in a year.
Waiver on Demat AMC for 1st year.
The debit card comes with various benefits like: Daily POS/E-commerce transactions Up to Rs 5, 00,000, card can be used for domestic as well as international transactions, personal accident and total disability cover of Rs. 10 lakhs, complimentary one spa session free at O2/Aroma Thai/Four Fountain/Kairali Ayurvedic, complimentary membership in Gold’s Gym/Talwalkar Gym, complementary/discounted health check-up facility – SRL Diagnostic/Thyrocare.
दोष
Low interest rate.
Application Procedure
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पैराग्राफ़ टेक्स्ट जोड़ें। फ़ॉन्ट, आकार और अन्य जानकारी अपडेट करने के लिए “टेक्स्ट संपादित करें” पर क्लिक करें। टेक्स्ट थीम बदलने और पुनः उपयोग करने के लिए, साइट स्टाइल पर जाएँ।
उत्पाद समीक्षा
खाता खोलने की प्रक्रिया और प्रक्रिया
How to open an Account?
You can open a savings account in Bank of Baroda either online or offline. Here's a breakdown of both methods:
Online Method
Download the app: Download the Bank of Baroda mobile app, "bob World," on your smartphone.
Start the application: Open the app and look for the "Open a Savings Account Digitally" option.
Provide details: Enter your mobile number, product type, and sub-product. Click "Generate OTP" to receive a verification code.
Enter information: Provide your PAN card and Aadhaar card numbers along with other required details.
Verification: The bank officials will verify your provided details and contact you for further verification.
Complete Video KYC: You'll need to complete a Video KYC process for final verification.
Offline Method
Visit a branch: Go to your nearest Bank of Baroda branch.
Collect the form: Ask for the savings account opening form.
Fill in the details: Fill out the application form accurately.
Submit the form: Submit the filled-out form along with copies of your KYC documents (Aadhaar card, PAN card, proof of identity, and proof of address) and passport-size photographs.
Verification: The bank will verify your documents and process your application.