उत्पाद विवरण
बैंक का नाम
Bank of Baroda
खाता नाम
Baroda Senior Citizen Privilege Saving account
खाते का प्रकार
Saving
ब्याज दर
Upto 1 lakh-2.75% and Above 1 lakh but less than 100cr -2.75 %p.a
निःशुल्क डेबिट कार्ड
Visa Platinum debit card
खाता खोलने का शुल्क
0
वार्षिक रखरखा व शुल्क
0
Minimum Account Balance
INR 2000
डेबिट कार्ड शुल्क
NIL for 1st year.
एनईएफटी शुल्क
Free online
आईएमपीएस शुल्क
Free online
फीस और शुल्क
Baroda Senior Citizen Privilege Saving account
विशेष लक्षण
Free BOB prime credit card.
Waiver on first-year demat annual maintenance charges.
50% waiver on processing fees on reverse mortgage loans.
Free unlimited transactions on BoB ATM.
Higher interest with Flexi Fixed deposits.
Attractive offer on Health, Wellness, Lifestyle etc.
Attractive discounts on locker rentals.
पात्रता मापदंड
फ़ायदे
विशेषताएं, पात्रता और लाभ
पक्ष विपक्ष
पेशेवरों
Debit card cash withdrawal limit up to Rs.50, 000/- per day.
25% waiver on annual locker rental charges.
First-year free Visa Platinum debit card.
Cash withdrawal limit up to Rs.1 lakh.
Sweep facility is available on request.
Free BOB prime credit card.
Waiver on first-year demat annual maintenance charges.
50% waiver on processing fees on reverse mortgage loans.
Free unlimited transactions on BoB ATM.
Higher interest with Flexi Fixed deposits.
Attractive offer on Health, Wellness, Lifestyle etc.
Attractive discounts on locker rentals.
दोष
Low interest rates.
Application Procedure
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Add a Title
पैराग्राफ़ टेक्स्ट जोड़ें। फ़ॉन्ट, आकार और अन्य जानकारी अपडेट करने के लिए “टेक्स्ट संपादित करें” पर क्लिक करें। टेक्स्ट थीम बदलने और पुनः उपयोग करने के लिए, साइट स्टाइल पर जाएँ।
उत्पाद समीक्षा
खाता खोलने की प्रक्रिया और प्रक्रिया
How to open an Account?
You can open a savings account in Bank of Baroda either online or offline. Here's a breakdown of both methods:
Online Method
Download the app: Download the Bank of Baroda mobile app, "bob World," on your smartphone.
Start the application: Open the app and look for the "Open a Savings Account Digitally" option.
Provide details: Enter your mobile number, product type, and sub-product. Click "Generate OTP" to receive a verification code.
Enter information: Provide your PAN card and Aadhaar card numbers along with other required details.
Verification: The bank officials will verify your provided details and contact you for further verification.
Complete Video KYC: You'll need to complete a Video KYC process for final verification.
Offline Method
Visit a branch: Go to your nearest Bank of Baroda branch.
Collect the form: Ask for the savings account opening form.
Fill in the details: Fill out the application form accurately.
Submit the form: Submit the filled-out form along with copies of your KYC documents (Aadhaar card, PAN card, proof of identity, and proof of address) and passport-size photographs.
Verification: The bank will verify your documents and process your application.