उत्पाद विवरण
बैंक का नाम
Bank of Baroda
खाता नाम
Baroda Super Saving Account
खाते का प्रकार
Saving
ब्याज दर
Upto 1 lakh -2.75%p.a and Above 1 lakh but less than 100cr - 2.75%p.a
निःशुल्क डेबिट कार्ड
Yes, free for the 1st year.
खाता खोलने का शुल्क
0
वार्षिक रखरखाव शुल्क
0
Minimum Account Balance
INR 20,000
डेबिट कार्ड शुल्क
Debit card fee from the second year will depend on the card chosen by the accont holder.
एनईएफटी शुल्क
Free online
आईएमपीएस शुल्क
Free online
फीस और शुल्क
Baroda Super Saving Account
विशेष लक्षण
Bank of Baroda provides auto/reverse sweep facility that comes with flexibility in sweep out amount as well as threshold.
Quarterly payment of interest.
Free unlimited chequebook facility.
25% discount on AMC of Demat account.
पात्रता मापदंड
फ़ायदे
विशेषताएं, पात्रता और लाभ
पक्ष विपक्ष
पेशेवरों
Flexible auto/reverse sweep facility.
Immediate credit of outstation cheques up to Rs. 25,000.
Quarterly payment of interest.
Free unlimited chequebook facility.
25% discount on AMC of Demat account.
दोष
Low interest rates.
No concession on any retail loan.
Baroda Super Saving Account Review
The account comes with low interest rate and offers average value add features.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
खाता खोलने की प्रक्रिया और प्रक्रिया
How to open an Account?
Online Method
Download the app: Download the Bank of Baroda mobile app, "bob World," on your smartphone.
Start the application: Open the app and look for the "Open a Savings Account Digitally" option.
Provide details: Enter your mobile number, product type, and sub-product. Click "Generate OTP" to receive a verification code.
Enter information: Provide your PAN card and Aadhaar card numbers along with other required details.
Verification: The bank officials will verify your provided details and contact you for further verification.
Complete Video KYC: You'll need to complete a Video KYC process for final verification.
Offline Method
Visit a branch: Go to your nearest Bank of Baroda branch.
Collect the form: Ask for the savings account opening form.
Fill in the details: Fill out the application form accurately.
Submit the form: Submit the filled-out form along with copies of your KYC documents (Aadhaar card, PAN card, proof of identity, and proof of address) and passport-size photographs.
Verification: The bank will verify your documents and process your application.