उत्पाद विवरण
बैंक का नाम
Bank of Baroda
खाता नाम
bob LITE Savings Account
खाते का प्रकार
Saving account
ब्याज दर
Upto 1 lakh -2.75%p.a and Above 1 lakh but less than 100cr - 2.75%p.a
निःशुल्क डेबिट कार्ड
Free Rupay Platinum Debit Card, subject to maintenance of QAB Rs. 3000 - Metro/Urban, Rs. 2000 - Semi Urban, Rs. 1000 - Rural
खाता खोलने का शुल्क
0
वार्षिक रखरखाव शुल्क
0
Minimum Account Balance
0
डेबिट कार्ड शुल्क
If QAB is not maintained Annual fee on debit cards will be applied as per the Banks extant guideline
एनईएफटी शुल्क
Free online
आईएमपीएस शुल्क
Free online
फीस और शुल्क
bob LITE Savings Account
विशेष लक्षण
No Minimum balance requirements.
पात्रता मापदंड
The product is ideally suited for all individuals’ viz. Salaried class people, Businessmen, Self-employed, Professionals, Business Executives, Homemaker, minors above the age of 10 years etc.
फ़ायदे
विशेषताएं, पात्रता और लाभ
पक्ष विपक्ष
पेशेवरों
No Minimum balance requirements.
Free Rupay Platinum debit card, subject to maintenance of QAB of Rs. 3000 - Metro/Urban, Rs. 2000 - Semi Urban, Rs. 1000 - Rural.
दोष
Very basic account.
A debit card is issued on condition of maintaining a quarterly average balance.
Application Procedure
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पैराग्राफ़ टेक्स्ट जोड़ें। फ़ॉन्ट, आकार और अन्य जानकारी अपडेट करने के लिए “टेक्स्ट संपादित करें” पर क्लिक करें। टेक्स्ट थीम बदलने और पुनः उपयोग करने के लिए, साइट स्टाइल पर जाएँ।
उत्पाद समीक्षा
खाता खोलने की प्रक्रिया और प्रक्रिया
How to open an Account?
Online Method
Download the app: Download the Bank of Baroda mobile app, "bob World," on your smartphone.
Start the application: Open the app and look for the "Open a Savings Account Digitally" option.
Provide details: Enter your mobile number, product type, and sub-product. Click "Generate OTP" to receive a verification code.
Enter information: Provide your PAN card and Aadhaar card numbers along with other required details.
Verification: The bank officials will verify your provided details and contact you for further verification.
Complete Video KYC: You'll need to complete a Video KYC process for final verification.
Offline Method
Visit a branch: Go to your nearest Bank of Baroda branch.
Collect the form: Ask for the savings account opening form.
Fill in the details: Fill out the application form accurately.
Submit the form: Submit the filled-out form along with copies of your KYC documents (Aadhaar card, PAN card, proof of identity, and proof of address) and passport-size photographs.
Verification: The bank will verify your documents and process your application.