उत्पाद विवरण
बैंक का नाम
Bank of Baroda
खाता नाम
bob Masterstroke Saving Bank Account
खाते का प्रकार
Saving account
ब्याज द र
Upto 1 lakh -2.75%p.a and Above 1 lakh but less than 100cr - 2.75%p.a
निःशुल्क डेबिट कार्ड
Visa Opulence Debit Card
खाता खोलने का शुल्क
0
वार्षिक रखरखाव शुल्क
0
Minimum Account Balance
Rs. 10,00,000 or Rs. 5 lakh QAB and Rs. 10.00 Lakhs term deposit
डेबिट कार्ड शुल्क
NIL
एनईएफटी शु ल्क
Free online
आईएमपीएस शुल्क
Free online
फीस और शुल्क
bob Masterstroke Saving Bank Account
विशेष लक्षण
100% discount on annual locker charges.
100% waiver of processing charges on retail loans.
Up to 0.25% concession in interest rates of retail loans.
100% waiver on demat AMC charges.
Users will get a lifetime free Eterna credit card.
Users can avail of various benefits through Visa Opulence debit card like: unlimited airport lounge visits, Dining benefits, Golf sessions, etc.
पात्रता मापदंड
All Individuals (including NRI)
फ़ायदे
विशेषताएं, पात्रता और लाभ
पक्ष विपक्ष
पेशेवरों
The cash withdrawal limit on ATMs is Rs 5 lakh per day.
Purchase limit of Rs.10 lakhs per day.
Free unlimited NEFT/RTGS/IMPS transactions.
Unlimited chequebooks.
Sweep facility available on request.
100% discount on annual locker charges.
100% waiver of processing charges on retail loans.
Up to 0.25% concession in interest rates of retail loans.
100% waiver on demat AMC charges.
Users will get a lifetime free Eterna credit card.
Users can avail of various benefits through Visa Opulence debit card like: unlimited airport lounge visits, Dining benefits, Golf sessions, etc.
दोष
A high quarterly average balance (QAB) is required.
Low interest rates.
Application Procedure
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पैराग्राफ़ टेक्स्ट जोड़ें। फ़ॉन्ट, आकार और अन्य जानकारी अपडेट करने के लिए “टेक्स्ट संपादित करें” पर क्लिक करें। टेक्स्ट थीम बदलने और पुनः उपयोग करने के लिए, साइट स्टाइल पर जाएँ।
उत्पाद समीक्षा
खाता खोलने की प्रक्रिया और प्रक्रिया
How to open an Account?
Online Method
Download the app: Download the Bank of Baroda mobile app, "bob World," on your smartphone.
Start the application: Open the app and look for the "Open a Savings Account Digitally" option.
Provide details: Enter your mobile number, product type, and sub-product. Click "Generate OTP" to receive a verification code.
Enter information: Provide your PAN card and Aadhaar card numbers along with other required details.
Verification: The bank officials will verify your provided details and contact you for further verification.
Complete Video KYC: You'll need to complete a Video KYC process for final verification.
Offline Method
Visit a branch: Go to your nearest Bank of Baroda branch.
Collect the form: Ask for the savings account opening form.
Fill in the details: Fill out the application form accurately.
Submit the form: Submit the filled-out form along with copies of your KYC documents (Aadhaar card, PAN card, proof of identity, and proof of address) and passport-size photographs.
Verification: The bank will verify your documents and process your application.