उत्पाद विवरण
बैंक का नाम
Central Bank of India
खाता नाम
Cent Balbhavishya
खाते का प्रकार
Saving
ब्याज दर
At present up to Rs 10.00 lacs 2.90 % p.a. and above Rs.10 lacs 2.75 % p.a.
निःशुल्क डेबिट कार्ड
Not specified by the bank.
खाता खोलने का शुल्क
0
वार्षिक रखरखाव शुल्क
0
Minimum Account Balance
1000
डेबिट कार्ड शुल्क
Not specified by the bank.
एनईएफटी शुल्क
Free online
आईएमपीएस शुल्क
Free online
फीस और शुल्क
Cent Balbhavishya
विशेष लक्षण
None
पात्रता म ापदंड
Any child up to the age of 10 years can open this account with his parent (Father/mother) or legal guardian.
फ़ायदे
विशेषताएं, पात्रता और लाभ
पक्ष विपक्ष
पेशेवरों
There is no restriction on the number of deposits in this account.
In this account, there is an option available to convert balance in excess of Rs. 10.000/- from the savings account to a cumulative time deposit scheme, i.e. MMDC for six months to a maximum of ten years depending upon the age of the child. The guardian can exercise this option any number of times.
दोष
No chequebook is allowed in this account till the child attains the age of majority.
Internet banking facility is also not available.
Cent Balbhavishya Review
The account comes with low interest rate and offers minimal value add features.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
खाता खोलने की प्रक्रिया और प्रक्रिया
How to open an Account?
Methods to Open an Account:
Visiting a Branch:
The traditional method involves going to your nearest Central Bank of India branch.
You'll need to fill out an account opening form and submit the required documents.Online Account Opening:
Central Bank of India is offering online account opening facilities, including Video KYC based account opening. This allows for a more streamlined process.This option is available through the banks website.