उत्पाद विवरण
बैंक का नाम
Bank of India
खाता नाम
Classic Pensioners Account
खाते का प्रकार
Saving
ब्याज दर
Upto ₹ 1.00 lakhs -2.75% and above ₹ 1.00 lakhs - 2.90%
निःशुल्क डेबिट कार्ड
Visa Classic
खाता खोलने का शुल्क
0
वार्षिक रखरखाव शुल्क
0
Minimum Account Balance
Average quarterly balance of Rs. 10,000.
डेबिट कार्ड शुल्क
Issuance is free and thereafter chargeable.
एनईएफटी शुल्क
Free online
आईएमपीएस शुल्क
Free online
फीस और शुल्क
Classic Pensioners Account
विशेष लक्षण
No charges on online RTGS/ IMPS transactions.
Users will get a group personal accident insurance cover of Rs. 20 lakh.
50% concession in processing charges in retail loans.
100% waiver on credit card issuance charges.
पात्रता मापदंड
Individuals drawing regular pensions from the Bank of India irrespective of age.
फ़ायदे
विशेषताएं, पात्रता और लाभ
पक्ष विपक्ष
पेशेवरों
Users will get 25 cheque leaves per annum free.
Internet banking/Mobile banking facility is available.
Users will get a group personal accident insurance cover of Rs. 20 lakh.
Users will get 10 free transactions at BOI ATM per month and 5 free transactions at other bank ATMs per month.
Users can avail of instant personal loans equal to 6 months' net salary.
50% concession in processing charges in retail loans.
100% waiver on credit card issuance charges.
दोष
Very few features.
Low interest rate.
Application Procedure
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पैराग्राफ़ टेक्स्ट जोड़ें। फ़ॉन्ट, आकार और अन्य जानकारी अपडेट करने के लिए “टेक्स्ट संपादित करें” पर क्लिक करें। टेक्स्ट थीम बदलने और पुनः उपयोग करने के लिए, साइट स्टाइल पर जाएँ।
उत्पाद समीक्षा
खाता खोलने की प्रक्रिया और प्रक्रिया
How to open an Account?
Here's how to open a Pensioners Account with Bank of India:
1. Visit a Bank of India Branch: Go to the nearest branch and inform the bank representative that you wish to open a Pensioners Account.
2. Provide Necessary Documents: You'll generally need the following: * Proof of Identity: Passport, Aadhaar card, PAN card, Voter ID card, or Driving License * Proof of Address: Passport, Aadhaar card, Voter ID card, or Utility Bills* Photographs: Two passport-sized photographs * Pension Payment Order (PPO): This document authorizes the bank to credit your pension.
3. Fill Out the Account Opening Form: The bank representative will provide you with an account opening form. Fill in the required details accurately.
4. Submit the Documents: Submit the completed form and all the required documents to the bank representative.
5. Account Activation: Once your documents are verified, your Pensioners Account will be activated. You'll receive your account number, passbook, and other relevant details.
Additional Information: