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उत्पाद विवरण
बैंक का नाम

Kotak Mahindra Bank

खाता नाम

Classic Savings Account

खाते का प्रकार

Saving

ब्याज दर

Can earn upto 7% interest with ActivMoney.

निःशुल्क डेबिट कार्ड

Free Platinum International Chip Debit Card (for 1st Year)

Classic Savings Account
खाता खोलने का शुल्क

0

वार्षिक रखरखाव शुल्क

Up to 10,000 450
Above 10,000 Nil

Minimum Account Balance

Average Monthly Balance (AMB) 10000/-

डेबिट कार्ड शुल्क

Free for 1st year.

एनईएफटी शुल्क

NIL

आईएमपीएस शुल्क

NIL

फीस और शुल्क

Classic Savings Account

100
विशेष लक्षण
Customers can earn FD like interests on their savings account by ActivMoney.
पात्रता मापदंड
Resident Indian (Sole or Joint Account) , Hindu Undivided Families and Foreign Nationals Residing in India.
फ़ायदे
विशेषताएं, पात्रता और लाभ
पक्ष विपक्ष
पेशेवरों

  • Free NEFT through Netbanking.

  • Free cash withdrawals at other domestic ATMs.

  • Free Platinum International Chip Debit card. 

  • High interest rate. 

  • Free Demand drafts upto 1 lac. per month. 

  • Free access to all domestic Visa ATMs.

दोष

  • Account comes with limited value add features.

  • The money below the ActivMoney threshold earns low interest. 

Kotak Classic Savings Account Review

The account is a well rounded bank account. It offers high interest through flexi deposit facility and it also offers a few value add features.

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

उत्पाद समीक्षा
खाता खोलने की प्रक्रिया और प्रक्रिया
How to open an Account?

  1. Check Eligibility:Age: Be at least 18 years old.
    Residency: Be a resident Indian citizen.

  2. Gather Documents:Identity Proof: Aadhaar card, PAN card, passport, driver's license, or voter ID.
    Address Proof: Passport, driver's license, voter ID, utility bills, or bank statements.
    Photographs: Two recent passport-sized photographs.

  3. Choose Application Method:Online: Visit the Kotak Mahindra Bank website or use their mobile app.
    Branch Visit: Go to the nearest Kotak Mahindra Bank branch.

  4. Complete the Application:Fill Out the Form: Provide your personal and financial details in the application form.
    KYC Verification: Submit the required documents for Know Your Customer (KYC) verification.
    Initial Deposit: Make the required initial deposit (if any).

  5. Account Activation:Approval: Once your application is approved, your Kotak Classic Savings Account will be activated.
    Welcome Kit: You may receive a welcome kit with details about your account and its benefits.

आवेदन की प्रक्रिया
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