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उत्पाद विवरण
बैंक का नाम

CSB Bank

खाता नाम

CSB Senior Citizen Independence Savings Account

खाते का प्रकार

Saving

ब्याज दर

Up to and including Rs 1 Lakh-2.10%,Up to and including Rs 25 Lakh-2.50%

निःशुल्क डेबिट कार्ड

RuPay Platinum International

CSB Senior Citizen Independence Savings Account
खाता खोलने का शुल्क

0

वार्षिक रखरखाव शुल्क

0

Minimum Account Balance

Minimum average monthly balance to be maintained is Rs. 10,000

डेबिट कार्ड शुल्क

NIL

एनईएफटी शुल्क

Free through net banking.

आईएमपीएस शुल्क

Free through net banking.

फीस और शुल्क

CSB Senior Citizen Independence Savings Account

0
विशेष लक्षण

  • Up to 100% discount on a locker rental.

  • Rs 10 lakhs free cash deposit limit per month.

  • Complimentary airport lounge access (once per quarter).

  • Waiver of annual maintenance charges on Demat A/c for the 1st year.

  • ATM cash withdrawal limit of Rs 75,000 per day.

पात्रता मापदंड

  • Only senior citizens can open this account.

फ़ायदे
विशेषताएं, पात्रता और लाभ
पक्ष विपक्ष
पेशेवरों

  • The debit card provides several benefits such as comprehensive insurance cover of Rs 2 lakhs.

  • Unlimited free ATM transactions at any CSB bank ATM.

  • Rs 200 off on PharmEasy/Netmeds on a minimum spend of Rs 1100 (once per quarter).

  • Complementary/discounted health check-up facility - SRL Diagnostic/Thyrocare (once a quarter), 

  • 20% instant discount up to Rs 100 on recharge/bill payments (minimum order value of Rs 129, once per month) on Amazon Pay, 

  • 20% instant discount upto Rs 100 with minimum order value of Rs 129 (Once a month, on Fridays only) on Swiggy.

  • Complimentary airport lounge access (once per quarter).

  • Free RuPay Platinum International debit card.

  • Free NEFT/RTGS transfers (online).

दोष

  • Low interest rates.

  • No concession for processing charges of loan for senior citizens.

CSB Senior Citizen Independence Savings Account

The account comes loaded with a number of value add features. However, the account offers low interest rate. It can be considered by individuals who are looking for a good package of value add features.

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

उत्पाद समीक्षा
खाता खोलने की प्रक्रिया और प्रक्रिया
How to open an Account?

Steps to Open the Account:

  1. Visit a CSB Bank Branch: Locate your nearest branch.

  2. Request Account Opening Form: Obtain the specific form for the Senior Citizen Independence Savings Account.

  3. Fill the Form: Provide accurate and complete information.

  4. Submit Documents and Initial Deposit: Submit the filled form, required documents, and the initial deposit.

  5. Account Activation: The bank will review your application and activate your account.

आवेदन की प्रक्रिया
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