उत्पाद विवरण
बैंक का नाम
India Post Payment Bank Limited
खाता नाम
IPPB Digital Savings Account
खाते का प्रकार
Saving
ब्याज द र
2% per annum.
निःशुल्क डेबिट कार्ड
No
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खाता खोलने का शुल्क
0
वार्षिक रखरखाव शुल्क
0
Minimum Account Balance
0
डेबिट कार्ड शुल्क
RuPay Virtual Debit Card: INR 25 annually.
एनईएफटी शुल्क
Free if done through net banking/mobile banking.
आईएमपीएस शुल्क
INR 5
फीस और शुल्क
IPPB Digital Savings Account
विशेष लक्षण
No monthly average balance is required to be maintained.
Free monthly e-statement.
पात्रता मापदंड
Individuals must be above 18 years of age.
Complete the KYC formalities within 12 months.
फ़ायदे
विशेषताएं, पात्रता और लाभ
पक्ष विपक्ष
पेशेवरों
No mandatory minimum balance.
RuPay virtual debit card for online transactions.
दोष
A maximum yearly cumulative deposit of Rs. 1,20,000 is allowed in the account.
Very low interest rate.
IPPB Digital Savings Account
The account comes with low interest rate and offers average value add features.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
खाता खोलने की प्रक्रिया और प्रक्रिया
How to open an Account?
Download the IPPB Mobile App: Download the official IPPB mobile app from your device's app store.
Register and Verify:
Register on the app using your mobile number.Verify your identity using Aadhaar-based eKYC.
Account Creation:Follow the on-screen instructions to create your Digital Savings Account.
You might need to provide basic details like your name, date of birth, and address.
Set up MPIN: Create a unique MPIN (Mobile Personal Identification Number) for accessing your account and performing transactions.