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उत्पाद विवरण
बैंक का नाम

Kotak Mahindra Bank

खाता नाम

Kotak Edge Savings Account

खाते का प्रकार

Saving

ब्याज दर

For balance upto INR 50 Lakhs: 2.75%. For balance between INR 50 Lakh and INR 300 Crore: 3.25% Account holders can earn up to 6.5% interest with ActivMoney (sweep-in FD).

निःशुल्क डेबिट कार्ड

No

Kotak Edge Savings Account
खाता खोलने का शुल्क

0

वार्षिक रखरखाव शुल्क

Up to 10,000 500
Above 10,000 Nil

Minimum Account Balance

Average Monthly Balance (AMB) 10000/-

डेबिट कार्ड शुल्क

Annual Charge of Rs. 199

एनईएफटी शुल्क

Free if done online or moblie banking.

आईएमपीएस शुल्क

Up to 10,000: Rs. 5;
10,001 to 1,00,000: Rs. 5;
1,00,001 to 5,00,000: Rs. 15

फीस और शुल्क

Kotak Edge Savings Account

100
विशेष लक्षण

In app features using Kaymall. Shop, book movie and flight tickets without downloading other apps.

पात्रता मापदंड
Resident Indian (Sole or Joint Account) , Hindu Undivided Families and Foreign Nationals Residing in India.
फ़ायदे
विशेषताएं, पात्रता और लाभ
पक्ष विपक्ष
पेशेवरों

  • Free NEFT/RTGS when you transact through Net Banking.

  • Free upto 25 free cheque leaves per Year 

  • ActivMoney Facility - Convert savings account balance above a certain amount into Term Deposits and earn interest at the rate of 6.5%.

  • Pay for instore purchase using Scan & Pay In app features using Kaymall. Shop, book movie and flight tickets without downloading other apps 

  •  Unlimited free cash withdrawals at Kotak Mahindra banks' ATM

दोष

  • Interest on amount not covered under ActivMoney will earn low interest. 

  • Debit card is not free. 

Kotak Edge Savings Account Review

The account comes loaded with a number of value add features. However, the account offers low interest rate. It can be considered by individuals who are looking for a good package of value add features.

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

उत्पाद समीक्षा
खाता खोलने की प्रक्रिया और प्रक्रिया
How to open an Account?

  1. Check Eligibility:High Net Worth/Income: You typically need to meet certain financial criteria, such as having a high net worth or income.
    Contact Kotak Bank: Reach out to Kotak Mahindra Bank directly (via their website, app, or customer service) to inquire about the specific eligibility requirements for the Kotak Edge Savings Account.

  2. Gather Documents:ID Proof: Aadhaar card, PAN card, passport, driver's license, or voter ID.
    Address Proof: Passport, driver's license, voter ID, utility bills, or bank statements.

  3. Choose Application Method:Online: Apply through the Kotak Mahindra Bank website or mobile app.
    Branch Visit: Visit a nearby Kotak Mahindra Bank branch and submit an application form.

  4. Complete the Application:Provide Information: Fill out the application form with your personal and financial details.
    KYC Verification: Undergo Know Your Customer (KYC) verification by providing necessary documents.

  5. Account Opening:Approval: Once your application is approved, your Kotak Edge Savings Account will be opened.
    Welcome Kit: You may receive a welcome kit with details about your account and its benefits.

आवेदन की प्रक्रिया
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