उत्पाद विवरण
बैंक का नाम
Kotak Mahindra Bank
खाता नाम
Everyday Savings Account
खाते का प्रकार
Saving
ब्याज दर
For balance upto INR 50 Lakhs: 2.75%. For balance between INR 50 Lakh and INR 300 Crore: 3.25% Account holders can earn up to 6.5% interest with ActivMoney (sweep-in FD).
निःशुल्क डेबिट कार्ड
Yes
खाता खोलने का शुल्क
0
वार्षिक रखरखाव शुल्क
Minimum Account Balance
20000 (Average Monthly Balance)
डेबिट कार्ड शुल्क
1st year free 2nd year Rs. 259, Replacement of Lost / Stolen Debit Card Rs. 200
एनईएफटी शुल्क
NEFT / RTGS - Applicable only if done in Branch NEFT : Upto 10,000: Rs. 2; 10,001 to 1,00,000: Rs.4; 1,00,001 to 2,00,000:
आईएमपीएस शुल्क
Free
फीस और शुल्क
Everyday Savings Account
विशेष लक्षण
पात्रता मापदंड
फ़ायदे
विशेषताएं, पात्रता और लाभ
पक्ष विपक्ष
पेशेवरों
Utility bills can be scheduled and paid automatically.
Debit and credit cards are offered at no cost.
It is a risk-free investment because there is no volatility involved.
Many Kotak Bank ATMs are located around the country, making it easier to access your money.
दोष
Kotak Everyday Savings Account Review
The account comes with low interest rate and offers average value add features.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai