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उत्पाद विवरण
बैंक का नाम

Federal Bank

खाता नाम

GovEarn Prime

खाते का प्रकार

Salary Account

ब्याज दर

For balance upto 50 Lakhs: 3%.

निःशुल्क डेबिट कार्ड

GovEarn Prime Debit card

GovEarn Prime
खाता खोलने का शुल्क

0

वार्षिक रखरखाव शुल्क

0

Minimum Account Balance

0

डेबिट कार्ड शुल्क

NIL

एनईएफटी शुल्क

Free online

आईएमपीएस शुल्क

Free online

फीस और शुल्क

GovEarn Prime

0
विशेष लक्षण
  • Users will get complimentary airport lounge access.

  • Zero Demat account opening and AMC.

  • Users will get discount up to 50% on locker rent subject to maximum cap of Rs.2000 pa.

  • Salary overdraft/Early salary facility available up to 80% of monthly salary.

पात्रता मापदंड

Resident government employee with monthly salary credit of Rs. 75,000 or more. 

फ़ायदे
विशेषताएं, पात्रता और लाभ
पक्ष विपक्ष
पेशेवरों
  • Zero balance account with unlimited ATM transactions.

  • Users will get complimentary airport lounge access.

  • Zero Demat account opening and AMC.

  • Users will get discount up to 50% on locker rent subject to maximum cap of Rs.2000 pa.

  • Users will get 5x Birthday month rewards, max up to 2000 points.

  • Users can get a complimentary insurance cover worth up to 3.35 crores.

  • Salary overdraft/Early salary facility available up to 80 % of monthly salary.

दोष
  • Low interest rates.

Application Procedure

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पैराग्राफ़ टेक्स्ट जोड़ें। फ़ॉन्ट, आकार और अन्य जानकारी अपडेट करने के लिए “टेक्स्ट संपादित करें” पर क्लिक करें। टेक्स्ट थीम बदलने और पुनः उपयोग करने के लिए, साइट स्टाइल पर जाएँ।

उत्पाद समीक्षा
खाता खोलने की प्रक्रिया और प्रक्रिया
How to open an Account?

You can open a savings account with Federal Bank either online or offline. Here's a breakdown of both methods:

Online Method

  1. Visit the Federal Bank website: Go to the official Federal Bank website and click on the "Open an Account" option.

  2. Select customer category: Choose the appropriate customer category, such as personal banking, NRI banking, or business banking.

  3. Fill in details: Provide your full name, email address, and mobile number in the online form and submit it.

  4. Receive email: You will receive an email with the Account Opening Form (AOF) and a list of required documents.

  5. Submit documents: Print and fill out the form, attach your photograph, and submit it along with the necessary KYC documents at the nearest Federal Bank branch.

  6. Collect welcome kit: Once the KYC verification is complete, you will receive your account opening kit from the bank.

Offline Method

  1. Visit a branch: Visit the nearest Federal Bank branch.

  2. Fill out the form: Obtain and fill out the account opening form.

  3. Submit documents: Submit the form along with self-attested copies of your PAN card and Aadhaar card.

  4. Deposit initial amount: Deposit the required initial amount (if it's not a zero-balance account).

  5. Account confirmation: The bank will open your account and confirm the details via SMS and email.

आवेदन की प्रक्रिया
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