उत्पाद विवरण
बैंक का नाम
Indian Overseas Bank
खाता नाम
IOB - SB Gold I
खाते का प्रकार
Saving
ब्याज दर
Balance Upto Rs. 25 Lacs-2.75 ,Balance Above Rs. 25 Lacs upto Rs. 1 Crore-2.75 and Balance Above Rs. 1 Crore-
2.90
निःशुल्क डेबिट कार्ड
Yes
खाता खोलने का शुल्क
0
वार्षिक रखरखाव शुल्क
Minimum Account Balance
Quarterly average balance not be less than Rs.50000/-
डेबिट कार्ड शुल्क
100
एनईएफटी शुल्क
Free
आईएमपीएस शुल्क
Upto 1 lakh -Rs 5 and above 1 lakh but less than 2 lakh-15
फीस और शुल्क
IOB - SB Gold I
विशेष लक्षण
पात्रता मापदंड
फ़ायदे
विशेषताएं, पात्रता और लाभ
पक्ष विपक्ष
पेशेवरों
ATM Card on day one.
International Debit Card Issued without charges.
Free Internet banking & Mobile Banking facility.
Monthly account statements over E-mail.
Free SMS alerts for daily transactions.
Transfer of funds through RTGS without charges.
Transfer of funds through NEFT without charges.
Personalized cheque books with name printed free of cost.
Demat account opening charges free.
Online Tax payment free of cost.
Online bill payment facility.
Facility for Family Health Insurance and Sweep Facility available.
दोष
IOB - SB Gold I
The account comes with low interest rate and offers average value add features.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai