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उत्पाद विवरण
बैंक का नाम
Indian Overseas Bank
खाता नाम
IOB Corp Salary Account
खाते का प्रकार
Saving/salaried
ब्याज दर
Balance Upto Rs. 25 Lacs-2.75 ,Balance Above Rs. 25 Lacs to Rs. 1 Crore-2.75 and Balance Above Rs. 1 Crore-
2.90
निःशुल्क डेबिट कार्ड
Yes
खाता खोलने का शुल्क
0
वार्षिक रखरखाव शुल्क
0
Minimum Account Balance
Average quarterly Balance Up to Rs. 50,000/-)
डेबिट कार्ड शुल्क
100
एनईएफटी शुल्क
Free
आईएमपीएस शुल्क
Free
फीस और शुल्क
IOB Corp Salary Account
73.2
विशेष लक्षण
25% concession in processing charges for Retail Loans: Housing Loan, Vehicle Loan and Educational Loan. (For the 1st Loan) and
50% concession on Demat Account charges - for first year only.
पात्रता मापदंड
फ़ायदे
विशेषताएं, पात्रता और लाभ
पक्ष विपक्ष
पेशेवरों
Free Internet Banking & Mobile Banking,No Cash Handling charges,Free Stop Payment of cheques,Free Passbook,Free RTGS/NEFT facility,Free monthly account statements through emails,FREE Credit Card based with a base limit of Rs. 20,000. (Provided the customer satisfy the Bank requirements and eligibility norms),1 Cheque Book free with 60 leaves (or) FREE Personalised cheque book with 60 leaves,FREE – Rupay Classic Card,Free Standing Instructions,Free SMS alerts on transactions,Free RTGS/NEFT facility,Free Passbook
दोष
Low intreast rate
IOB Corp Salary Account Review
The account comes with a number of value add benefits such as free cheque book, credit card, concession on loan processing fee, etc. However, the card has a very low interest rate.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
खाता खोलने की प्रक्रिया और प्रक्रिया
How to open an Account?
आवेदन की प्रक्रिया
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