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उत्पाद विवरण
बैंक का नाम

Jana Small Finance Bank

खाता नाम

Jana Saving Plus Account

खाते का प्रकार

Saving

ब्याज दर

Upto 1 Lakh: 2.5%. Between 1 and 5 Lakh: 5%. Above 5 Lakhs and upto 10 Lakh: 6.5%.Above 10 Lakhs and upto 10 Crore: 7.5%.

निःशुल्क डेबिट कार्ड

No

Jana Saving Plus Account
खाता खोलने का शुल्क

0

वार्षिक रखरखाव शुल्क

0

Minimum Account Balance

INR 50,000 (Metro) INR 25,000 (Non-Metro)

डेबिट कार्ड शुल्क

Rupay Platinum. Joining Fee - Nil. Annual fee - INR 199

एनईएफटी शुल्क

Free if done online.

आईएमपीएस शुल्क

Free.

फीस और शुल्क

Jana Saving Plus Account

95
विशेष लक्षण

High interest rate. 

पात्रता मापदंड

  • Indian residents abovIndian resident. 

  • Age should be a minimum of 18

  • Minum balance of INR 2,000.

फ़ायदे
विशेषताएं, पात्रता और लाभ
पक्ष विपक्ष
पेशेवरों

  • High interest rate.

  • Free NEFT and IMPS if done online. 

दोष

  • Few value-add features.

  • Jana has limited branch and ATM network.

Jana Saving Plus Account Review

The account comes with decent interest rate however, the account offers minimal value add features.

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

उत्पाद समीक्षा
खाता खोलने की प्रक्रिया और प्रक्रिया
How to open an Account?

To open a Jana Savings Plus Account, you can follow these general steps:

1. Visit a Jana Small Finance Bank Branch:

  • Locate the nearest branch to your residence.

  • Request an account opening form for the Regular Savings Account.

2. Fill Out the Application Form:

  • Provide accurate information in the application form, including your personal details, contact information, and occupation.

3. Submit Required Documents:* Note: The specific requirements may vary slightly. You might need to provide: * Proof of Identity (Optional): While not always mandatory, it's recommended to provide any available identification, such as Aadhaar Card, Voter ID, Driving License, or Passport. * Proof of Address (Optional): Similarly, provide any available proof of address, such as Aadhaar Card, Voter ID, Driving License, Passport, or utility bills.

4. Account Opening Procedure:

  • The bank representative will guide you through the account opening process.

  • You may need to provide your signature and other necessary details.

आवेदन की प्रक्रिया
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