उत्पाद विवरण
बैंक का नाम
Karnataka Bank
खाता नाम
KBL Corporate Salary Account Ultimate
खाते का प्रकार
Salary
ब्याज दर
Up to INR 1 Lakh: 2.75%
Above INR 1 Lakh and up to INR 10 Lakh: 2.75%
Above INR 10 Lakh and up to INR 50 Lakh: 2.75%
Above INR 50 Lakh and up to INR 100 Lakh: 3.5%
निःशुल्क डेबिट कार्ड
NCMC Rupay Select International debit card
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खाता खोलने का शुल्क
0
वार्षिक रखरखाव शुल्क
0
Minimum Account Balance
Gross salary should be more than or equal to Rs. 1,00,000.
डेबिट कार्ड शुल्क
0
एनईएफटी शुल्क
Free if done through net banking/mobile banking.
आईएमपीएस शुल्क
Free if done through net banking/mobile banking.
फीस और शुल्क
KBL Corporate Salary Account Ultimate
विशेष लक्षण
100% concessions in processing charges on retail loans.
Users will get 2 domestic lounge access per quarter & 2 International lounge accesses per calendar year.
Complementary 12 months Amazon Prime or Hotstar membership or 6 months SonyLiv membership every year.
Complementary premium health checkup package/year.
Complementary 30 days free offline GYM membership/year.
Complementary Golf Lesson or round/year.
Complementary INR 100 coupon for cab service/year.
पात्रता मापदंड
For employees
Any salaried individual who intends to get their salary credited to Karnataka Bank even if their employer does not have a salary account relationship with the bank.
For employers
If an employer has a CASA account with Karnataka Bank, they can provide this zero balance salary account facility to some or all of their employees.
फ़ायदे
विशेषताएं, पात्रता और लाभ
पक्ष विपक्ष
पेशेवरों
Personal accident insurance cover up to Rs. 50 lakhs.
Jewellery Insurance up to Rs. 2 lakhs.
100% concessions in processing charges on retail loans.
Users will get 2 domestic lounge access per quarter & 2 International lounge accesses per calendar year.
Complementary 12 months Amazon Prime or Hotstar membership or 6 months SonyLiv membership every year.
Complementary premium health checkup package/year.
Complementary 30 days free off line GYM membership/year.
Complementary Golf Lesson or round/year.
Complementary INR 100 coupon for cab service/year.
दोष
Low interest rates.
KBL Corporate Salary Account Ultimate
The account comes loaded with a number of value add features. However, the account offers low interest rate. It can be considered by individuals who are looking for a good package of value add features.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
खाता खोलने की प्रक्रिया और प्रक्रिया
How to open an Account?
To open a KBL Corporate Salary Account with Karnataka Bank, your employer needs to initiate the process. Here's a general overview:
1. Employer's Role:
Approach Karnataka Bank: Your employer needs to contact the nearest Karnataka Bank branch to discuss the implementation of a corporate salary account scheme.
Agreement: The employer and Karnataka Bank will need to sign an agreement outlining the terms and conditions of the salary disbursement process.
Employee Information: The employer will provide Karnataka Bank with the necessary employee details, including names, contact information, and employment details.
2. Employee's Role:
Minimal Involvement: Once the agreement is in place, employees typically have minimal involvement in the account opening process.
Salary Disbursement: Your salary will be directly credited to your designated KBL Corporate Salary Account.
Access to Banking Services: You'll have access to various banking services, including ATM withdrawals, online banking, and mobile banking.