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उत्पाद विवरण
बैंक का नाम

Karnataka Bank

खाता नाम

KBL Vanitha

खाते का प्रकार

Savings

ब्याज दर

Up to INR 1 Lakh: 2.75%
Above INR 1 Lakh and up to INR 10 Lakh: 2.75%
Above INR 10 Lakh and up to INR 50 Lakh: 2.75%
Above INR 50 Lakh and up to INR 100 Lakh: 3.5%

निःशुल्क डेबिट कार्ड

Classic Debit Card

KBL Vanitha
खाता खोलने का शुल्क

INR 0

वार्षिक रखरखाव शुल्क

INR 0

Minimum Account Balance

Monthly Average Balance
INR 2,000 for urban, metro and semi-urban branches. INR 1,000 for all other branches.

डेबिट कार्ड शुल्क

Free of cost for first year after that INR. 200/-

एनईएफटी शुल्क

Free if done online.

आईएमपीएस शुल्क

Free if done online.

फीस और शुल्क

KBL Vanitha

85.7
विशेष लक्षण

Free jewellery insurance upto INR 50,000.

पात्रता मापदंड

  • Accounts can be opened by all females aged 18 years and above. 

  • Joint account is permitted with females only.

  • Indian resident. 

फ़ायदे
विशेषताएं, पात्रता और लाभ
पक्ष विपक्ष
पेशेवरों

  • Provides free “All Risk" insurance cover for jewellery covering loss due to snatching while travelling, theft while in hotel stay, burglary while at home for ₹50,000/- exclusively to the first named woman of the account. 

  • Free debit card for 1st year. 

  • Free NEFT and IMPS transfer. 

दोष

  • Low interest rate. 

  • Karnataka Bank has limited ATM and branch network. 

KBL Vanitha Review

The account is only for women. It offers few value add features. The account has low interest rate. Overall the account has limited appeal.

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

उत्पाद समीक्षा
खाता खोलने की प्रक्रिया और प्रक्रिया
How to open an Account?

1. Visit a Karnataka Bank Branch:

  • Locate the nearest Karnataka Bank branch to you.

  • Visit the branch during business hours.

2. Obtain an Account Opening Form:

  • Request an account opening form specifically for the "Vanitha Account" from the bank counter.

  • Fill out the form accurately with your personal details.

3. Submit Required Documents:

  • Identity Proof:
    Aadhaar CardPAN Card
    Voter ID
    Passport

    Driving License

  • Address Proof:Aadhaar Card
    Passport
    Driving License
    Utility bills (electricity, water, gas)
    Rental agreement

  • Photographs: Two passport-sized photographs.

4. Make an Initial Deposit (Optional):

  • While not mandatory, it's advisable to make an initial deposit to activate the account.

  • The minimum balance requirement may vary, so inquire at the branch.

5. Account Activation:

  • The bank will verify your documents and activate your account.

  • You will receive your account number, passbook, and other relevant details.

आवेदन की प्रक्रिया
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