उत्पाद विवरण
बैंक का नाम
Karnataka Bank
खाता नाम
KBL Wise Senior Citizen Savings Account Signature
खाते का प्रकार
Savings
ब्याज दर
Up to INR 1 Lakh: 2.75%
Above INR 1 Lakh and up to INR 10 Lakh: 2.75%
Above INR 10 Lakh and up to INR 50 Lakh: 2.75%
Above INR 50 Lakh and up to INR 100 Lakh: 3.5%
निःशुल्क डेबिट कार्ड
NFC Classic Visa / NCMC Rupay Domestic Debit Card
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खाता खोलने का शुल्क
0
वार्षिक रखरखाव शुल्क
0
Minimum Account Balance
Minimum monthly average balance of Rs. 5,000
डेबिट कार्ड शुल्क
0
एनईएफटी शुल्क
Free if done through net banking/mobile banking.
आईएमपीएस शुल्क
Free if done through net banking/mobile banking.
फीस और शुल्क
KBL Wise Senior Citizen Savings Account Signature
विशेष लक्षण
Users will get health checkup vouchers of up to Rs. 1000.
HospiCash benefits of up to Rs. 30,000.
Free NFC Classic Visa/NCMC Rupay domestic debit card.
पात्रता मापदंड
Only senior citizens are eligible to open this account.
फ़ायदे
विशेषताएं, पात्रता और लाभ
पक्ष विपक्ष
पेशेवरों
Account exclusively designed for senior citizens.
HospiCash benefits of up to Rs. 30,000.
Free NFC Classic Visa/NCMC Rupay domestic debit card.
Special interest rates for fixed deposits.
दोष
Low interest rate.
KBL Wise Senior Citizen Savings Account Signature
The account offers a low interest rate. The account comes with certain value add benefits for senior citizens like health check up vouchers worth INR 1,000, HospiCash benefits of up to INR 1,000.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
खाता खोलने की प्रक्रिया और प्रक्रिया
How to open an Account?
To open a KBL Wise Senior Citizen Savings Account with Karnataka Bank, follow these steps:
Visit a Karnataka Bank Branch: Locate the nearest branch to your residence.
Required Documents:Proof of Identity: Aadhaar Card, PAN Card, Passport, Voter ID, Driving License
Proof of Address: Aadhaar Card, Passport, Voter ID, Driving License, Utility Bills
Age Proof: Age-related documents like a birth certificate or pensioner ID card
Photographs: Two recent passport-sized photographs
Account Opening Form: Obtain an account opening form from the bank representative and fill it out accurately.
Submit Documents and Open Account: Submit the completed form and all required documents to the bank representative. They will guide you through the account opening process.