उत्पाद विवरण
बैंक का नाम
Axis Bank
खाता नाम
Axis Bank Liberty Digital Saving Account
खाते का प्रकार
Saving account
ब्याज दर
Less than Rs. 50 Lakh-3.00% p.a. and Rs. 50 Lakh and up to less than Rs. 800 Crs-3.50% p.a.
निःशुल्क डेबिट कार्ड
Liberty Debit Card
खाता खोलने का शुल्क
0
वार्षिक रखरखाव शुल्क
0
Minimum Account Balance
Average Monthly Balance (AMB) of Rs. 25,000.
डेबिट कार्ड शुल्क
Rs. 200 (no charges for virtual Debit Card on Digital accounts)
एनईएफटी शुल्क
Free online
आईएमपीएस शुल्क
Free online
फीस और शुल्क
Axis Bank Liberty Digital Saving Account
विशेष लक्षण
On spending ₹60,000 in a quarter, user can choose a gift voucher worth ₹750 of your choice from Amazon, Ola, Croma, Spencers, Lifestyle and more.
Weekend fun is achieved by earning a flat 5% cashback over food, entertainment, shopping, or travel expenses via a debit card.
Daily ATM withdrawal limit of ₹50,000 and purchase limit of ₹3 lakhs.
Flat 10% cashback on Amazon.in & Flipkart via Grab Deals with your Liberty account.
पात्रता मापदंड
Applicant must be a Indian citizen.
Applicant must have original PAN and Aadhaar Card.
फ़ायदे
विशेषताएं, पात्रता और लाभ
पक्ष विपक्ष
पेशेवरों
Flexibility to maintain account by either having a monthly average balance of ₹25,000 or spending ₹25,000 from Liberty account in a month.
1 EDGE reward point on every ₹200 spent on domestic and international transactions.
User can include family members under the benefits of Liberty Account by adding up to 3 family members.
Users can enjoy up to 15% discount on dining across India with 10000+ partner restaurants using your Liberty debit card.
Benefit like a higher number of free transactions at any bank ATM, along with unlimited free NEFT and RTGS transactions and DD/PO.
दोष
Low interest rate.
Axis Bank Liberty Digital Saving Account Review
The account offers low interest rate. The account comes with a number of value add benefits such as gift vouchers, 5% off on weekend through debit card, flat 10% off on Amazon.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
खाता खोलने की प्रक्रिया और प्रक्रिया
How to open an Account?
Verify your identity using PAN and Aadhaar.
Provide your information.
Fulfill your KYC requirements through a video call.
Deposit funds into your account.