उत्पाद विवरण
बैंक का नाम
Bank of India
खाता नाम
Platinum BOI Star Parivaar Savings Account
खाते का प्रकार
Saving
ब्याज दर
Upto ₹ 1.00 lakhs -2.75% and above ₹ 1.00 lakhs - 2.90%
निःशुल्क डेबिट कार्ड
NIL
खाता खोलने का शुल्क
0
वार्षिक रखरखाव शुल्क
0
Minimum Account Balance
Total Average Quarterly Balance (AQB) in all accounts (Linked under single Family Group ID): ₹ 10 Lakh
डेबिट कार्ड शुल्क
Rupay Select debit card is issued with a 20% waiver of issuance and annual maintenance charges.
एनईएफटी शुल्क
Free online
आईएमपीएस शुल्क
Free online
फीस और शुल्क
Platinum BOI Star Parivaar Savings Account
विशेष लक्षण
A minimum of 2 and a maximum of 6 accounts can be linked under a single family group ID.
Individual personal accident insurance cover based on their savings account AQB maintained would be available.
Users will get a 100% concession on locker rent.
पात्रता मापदंड
Members of one Family will be grouped under a common group UNIQUE GROUP ID with a minimum of 2 and a maximum of 6 members of the family. The family members may include Spouse, Son, Daughter, Father, Grandfather, Father-in-law, Grandmother, Mother, Mother-in-law, Daughter-in-law, Son-in-law, Brother, Sister, Grand Son & Grand Daughter. The family members should be from the same family unit (maternal or paternal clan)
All accounts must be UCIC and KYC compliant. Non-KYC Compliant/Dormant/Frozen/Inoperative /NPA/Joint /Staff/Institutional /BSBD accounts cannot be linked under the BOI Star Parivaar Savings account.
फ़ायदे
विशेषताएं, पात्रता और लाभ
पक्ष विपक्ष
पेशेवरों
A 50% concession would be given on locker rent.
Free passbook facility is provided to the user.
Users will get 10 free transactions at BOI ATM per month.
Users will get a group personal accident insurance cover.
Users will get unlimited cheque leaves.
दोष
Low interest rate.
High average quarterly balance requirements.
Application Procedure
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पैराग्राफ़ टेक्स्ट जोड़ें। फ़ॉन्ट, आकार और अन्य जानकारी अपडेट करने के लिए “टेक्स्ट संपादित करें” पर क्लिक करें। टेक्स्ट थीम बदलने और पुनः उपयोग करने के लिए, साइट स्टाइल पर जाएँ।
उत्पाद समीक्षा
खाता खोलने की प्रक्रिया और प्रक्रिया
How to open an Account?
Here's how to open a BOI Star Parivaar Savings Account with Bank of India:
1. Visit a Bank of India Branch:
Go to the nearest Bank of India branch and inform the bank representative that you wish to open a BOI Star Parivaar Savings Account.
2. Gather Required Documents:
Identity Proof: Passport, Aadhaar Card, PAN Card, Voter ID Card, or Driving License.
Address Proof: Passport, Aadhaar Card, Voter ID Card, or Utility Bills.
Photographs: Two passport-sized photographs.
3. Fill Account Opening Form:
The bank representative will provide you with an account opening form. Fill in all the required details accurately and completely.
4. Submit Documents and Form:
Submit the completed account opening form along with all the required documents to the bank representative.
5. Make Initial Deposit:
You may be required to make an initial deposit to open the account. The minimum deposit amount may vary.
6. Receive Account Details:
Once your account is opened, you will receive your account number, passbook (if applicable), and other relevant details.